BankMate

Tiimely Home home loans

2 home loans with 24 options: variable or fixed from 1 to 5 years, for owner-occupiers or investors, paying principal and interest or interest only, with rates by deposit size. Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate.

The lowest rate for each choice: the comparison rate where the lender publishes one, else the advertised rate. Every variant is on the loan's own page.

Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Compare all 311 home loans

  1. Tiimely Basic Home Loan36 variants up 0.14 to 0.269 days after the RBA rise to 4.60%
    Variable · P&I · Owner-occupier · ≤50% LVR5.966.21+0.25
    Variable · P&I · Owner-occupier · 50–60% LVR5.966.21+0.25
    Variable · P&I · Owner-occupier · 70–80% LVR6.056.30+0.25
    Variable · P&I · Owner-occupier · 60–70% LVR6.056.30+0.25
    1yr Fixed · P&I · Owner-occupier · ≤80% LVR6.096.32+0.23
    2yr Fixed · P&I · Owner-occupier · ≤80% LVR6.136.33+0.20
    Variable · P&I · Investor · ≤50% LVR6.286.53+0.25
    Variable · P&I · Investor · 50–60% LVR6.286.53+0.25
    Variable · P&I · Investor · 60–70% LVR6.356.59+0.24
    Variable · P&I · Investor · 70–80% LVR6.356.59+0.24
    3yr Fixed · P&I · Owner-occupier · ≤80% LVR6.206.38+0.18
    2yr Fixed · P&I · Investor · ≤80% LVR6.406.60+0.20
    1yr Fixed · P&I · Investor · ≤80% LVR6.386.60+0.22
    5yr Fixed · P&I · Owner-occupier · ≤80% LVR6.336.47+0.14
    4yr Fixed · P&I · Owner-occupier · ≤80% LVR6.286.44+0.16
    1yr Fixed · Interest Only · Investor · ≤80% LVR6.396.61+0.22
    2yr Fixed · Interest Only · Investor · ≤80% LVR6.426.62+0.20
    3yr Fixed · P&I · Investor · ≤80% LVR6.466.64+0.18
    Variable · Interest Only · Investor · 50–60% LVR6.386.63+0.25
    Variable · Interest Only · Investor · ≤50% LVR6.386.63+0.25
    Variable · Interest Only · Investor · 60–70% LVR6.456.70+0.25
    4yr Fixed · P&I · Investor · ≤80% LVR6.536.69+0.16
    Variable · Interest Only · Investor · 70–80% LVR6.456.70+0.25
    5yr Fixed · P&I · Investor · ≤80% LVR6.576.71+0.14
    3yr Fixed · Interest Only · Investor · ≤80% LVR6.496.67+0.18
    4yr Fixed · Interest Only · Investor · ≤80% LVR6.566.72+0.16
    5yr Fixed · Interest Only · Investor · ≤80% LVR6.606.75+0.15
    1yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.146.37+0.23
    2yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.236.43+0.20
    3yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.346.52+0.18
    5yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.546.68+0.14
    4yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.466.62+0.16
    Variable · Interest Only · Owner-occupier · ≤50% LVR6.436.69+0.26
    Variable · Interest Only · Owner-occupier · 50–60% LVR6.436.69+0.26
    Variable · Interest Only · Owner-occupier · 60–70% LVR6.526.77+0.25
    Variable · Interest Only · Owner-occupier · 70–80% LVR6.526.77+0.25
    +0.14 to +0.26
  2. Tiimely Offset Home Loan66 variants up 0.13 to 0.269 days after the RBA rise to 4.60%
    Variable · P&I · Owner-occupier · ≤50% LVR6.126.37+0.25
    Variable · P&I · Owner-occupier · 50–60% LVR6.126.37+0.25
    Variable · P&I · Owner-occupier · 60–70% LVR6.216.46+0.25
    Variable · P&I · Owner-occupier · 70–80% LVR6.216.46+0.25
    2yr Fixed · P&I · Owner-occupier · ≤80% LVR6.306.50+0.20
    1yr Fixed · P&I · Owner-occupier · ≤80% LVR6.256.48+0.23
    Variable · P&I · Investor · ≤50% LVR6.446.68+0.24
    Variable · P&I · Investor · 50–60% LVR6.446.68+0.24
    Variable · P&I · Owner-occupier · 80–90% LVR6.516.75+0.24
    Variable · P&I · Investor · 60–70% LVR6.516.75+0.24
    3yr Fixed · P&I · Owner-occupier · ≤80% LVR6.366.54+0.18
    Variable · P&I · Investor · 70–80% LVR6.516.75+0.24
    2yr Fixed · P&I · Investor · ≤80% LVR6.576.76+0.19
    1yr Fixed · P&I · Investor · ≤80% LVR6.546.76+0.22
    2yr Fixed · P&I · Owner-occupier · 80–90% LVR6.586.77+0.19
    2yr Fixed · P&I · Owner-occupier · 90–95% LVR7.017.21+0.20
    4yr Fixed · P&I · Owner-occupier · ≤80% LVR6.456.60+0.15
    1yr Fixed · P&I · Owner-occupier · 90–95% LVR7.037.25+0.22
    1yr Fixed · P&I · Owner-occupier · 80–90% LVR6.546.76+0.22
    5yr Fixed · P&I · Owner-occupier · ≤80% LVR6.496.63+0.14
    3yr Fixed · P&I · Investor · ≤80% LVR6.626.80+0.18
    2yr Fixed · Interest Only · Investor · ≤80% LVR6.586.78+0.20
    1yr Fixed · Interest Only · Investor · ≤80% LVR6.546.77+0.23
    Variable · Interest Only · Investor · 50–60% LVR6.536.78+0.25
    Variable · Interest Only · Investor · ≤50% LVR6.536.78+0.25
    3yr Fixed · P&I · Owner-occupier · 80–90% LVR6.636.81+0.18
    3yr Fixed · P&I · Owner-occupier · 90–95% LVR7.027.20+0.18
    4yr Fixed · P&I · Investor · ≤80% LVR6.696.85+0.16
    3yr Fixed · Interest Only · Investor · ≤80% LVR6.646.82+0.18
    5yr Fixed · P&I · Investor · ≤80% LVR6.736.86+0.13
    2yr Fixed · P&I · Investor · 80–90% LVR6.847.04+0.20
    1yr Fixed · P&I · Investor · 80–90% LVR6.827.05+0.23
    Variable · Interest Only · Investor · 60–70% LVR6.606.85+0.25
    Variable · Interest Only · Investor · 70–80% LVR6.606.85+0.25
    4yr Fixed · P&I · Owner-occupier · 90–95% LVR7.057.21+0.16
    5yr Fixed · P&I · Owner-occupier · 80–90% LVR6.756.89+0.14
    5yr Fixed · P&I · Owner-occupier · 90–95% LVR7.057.19+0.14
    4yr Fixed · P&I · Owner-occupier · 80–90% LVR6.716.86+0.15
    Variable · P&I · Investor · 80–90% LVR6.807.05+0.25
    5yr Fixed · Interest Only · Investor · ≤80% LVR6.756.89+0.14
    2yr Fixed · Interest Only · Investor · 80–90% LVR6.867.06+0.20
    3yr Fixed · P&I · Investor · 80–90% LVR6.897.07+0.18
    1yr Fixed · Interest Only · Investor · 80–90% LVR6.837.05+0.22
    4yr Fixed · Interest Only · Investor · ≤80% LVR6.716.87+0.16
    1yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.306.53+0.23
    2yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.396.59+0.20
    5yr Fixed · P&I · Investor · 80–90% LVR6.987.12+0.14
    3yr Fixed · Interest Only · Investor · 80–90% LVR6.917.09+0.18
    4yr Fixed · P&I · Investor · 80–90% LVR6.957.11+0.16
    3yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.506.67+0.17
    Variable · Interest Only · Investor · 80–90% LVR6.907.15+0.25
    Variable · P&I · Owner-occupier · 90–95% LVR7.057.30+0.25
    5yr Fixed · Interest Only · Investor · 80–90% LVR7.017.15+0.14
    4yr Fixed · Interest Only · Investor · 80–90% LVR6.987.13+0.15
    4yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.616.77+0.16
    5yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.696.83+0.14
    2yr Fixed · Interest Only · Owner-occupier · 80–90% LVR6.676.87+0.20
    1yr Fixed · Interest Only · Owner-occupier · 80–90% LVR6.596.81+0.22
    3yr Fixed · Interest Only · Owner-occupier · 80–90% LVR6.776.95+0.18
    Variable · Interest Only · Owner-occupier · 50–60% LVR6.596.84+0.25
    Variable · Interest Only · Owner-occupier · ≤50% LVR6.596.84+0.25
    4yr Fixed · Interest Only · Owner-occupier · 80–90% LVR6.887.04+0.16
    Variable · Interest Only · Owner-occupier · 70–80% LVR6.676.92+0.25
    5yr Fixed · Interest Only · Owner-occupier · 80–90% LVR6.957.09+0.14
    Variable · Interest Only · Owner-occupier · 60–70% LVR6.676.92+0.25
    Variable · Interest Only · Owner-occupier · 80–90% LVR6.977.23+0.26
    +0.13 to +0.26
  3. Tiimely Offset Home Loan45 variants up 0.01 to 0.115 days after the RBA rise to 4.60%
    2yr Fixed · P&I · Owner-occupier · ≤80% LVR6.296.30+0.01
    1yr Fixed · P&I · Owner-occupier · ≤80% LVR6.246.25+0.01
    3yr Fixed · P&I · Owner-occupier · ≤80% LVR6.316.36+0.05
    2yr Fixed · P&I · Investor · ≤80% LVR6.566.57+0.01
    1yr Fixed · P&I · Investor · ≤80% LVR6.536.54+0.01
    2yr Fixed · P&I · Owner-occupier · 80–90% LVR6.576.58+0.01
    2yr Fixed · P&I · Owner-occupier · 90–95% LVR7.007.01+0.01
    4yr Fixed · P&I · Owner-occupier · ≤80% LVR6.356.45+0.10
    1yr Fixed · P&I · Owner-occupier · 90–95% LVR7.027.03+0.01
    1yr Fixed · P&I · Owner-occupier · 80–90% LVR6.536.54+0.01
    5yr Fixed · P&I · Owner-occupier · ≤80% LVR6.386.49+0.11
    3yr Fixed · P&I · Investor · ≤80% LVR6.566.62+0.06
    2yr Fixed · Interest Only · Investor · ≤80% LVR6.576.58+0.01
    1yr Fixed · Interest Only · Investor · ≤80% LVR6.536.54+0.01
    3yr Fixed · P&I · Owner-occupier · 80–90% LVR6.586.63+0.05
    3yr Fixed · P&I · Owner-occupier · 90–95% LVR6.967.02+0.06
    4yr Fixed · P&I · Investor · ≤80% LVR6.606.69+0.09
    3yr Fixed · Interest Only · Investor · ≤80% LVR6.586.64+0.06
    5yr Fixed · P&I · Investor · ≤80% LVR6.626.73+0.11
    2yr Fixed · P&I · Investor · 80–90% LVR6.836.84+0.01
    1yr Fixed · P&I · Investor · 80–90% LVR6.816.82+0.01
    4yr Fixed · P&I · Owner-occupier · 90–95% LVR6.967.05+0.09
    5yr Fixed · P&I · Owner-occupier · 80–90% LVR6.646.75+0.11
    5yr Fixed · P&I · Owner-occupier · 90–95% LVR6.947.05+0.11
    4yr Fixed · P&I · Owner-occupier · 80–90% LVR6.626.71+0.09
    5yr Fixed · Interest Only · Investor · ≤80% LVR6.646.75+0.11
    2yr Fixed · Interest Only · Investor · 80–90% LVR6.856.86+0.01
    3yr Fixed · P&I · Investor · 80–90% LVR6.836.89+0.06
    1yr Fixed · Interest Only · Investor · 80–90% LVR6.826.83+0.01
    4yr Fixed · Interest Only · Investor · ≤80% LVR6.626.71+0.09
    1yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.296.30+0.01
    2yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.386.39+0.01
    5yr Fixed · P&I · Investor · 80–90% LVR6.876.98+0.11
    3yr Fixed · Interest Only · Investor · 80–90% LVR6.856.91+0.06
    4yr Fixed · P&I · Investor · 80–90% LVR6.866.95+0.09
    3yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.446.50+0.06
    5yr Fixed · Interest Only · Investor · 80–90% LVR6.907.01+0.11
    4yr Fixed · Interest Only · Investor · 80–90% LVR6.886.98+0.10
    4yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.526.61+0.09
    5yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.586.69+0.11
    2yr Fixed · Interest Only · Owner-occupier · 80–90% LVR6.666.67+0.01
    1yr Fixed · Interest Only · Owner-occupier · 80–90% LVR6.586.59+0.01
    3yr Fixed · Interest Only · Owner-occupier · 80–90% LVR6.716.77+0.06
    4yr Fixed · Interest Only · Owner-occupier · 80–90% LVR6.796.88+0.09
    5yr Fixed · Interest Only · Owner-occupier · 80–90% LVR6.846.95+0.11
    +0.01 to +0.11
  4. Tiimely Basic Home Loan20 variants up 0.01 to 0.115 days after the RBA rise to 4.60%
    All ≤80% LVR
    1yr Fixed · P&I · Owner-occupier6.086.09+0.01
    2yr Fixed · P&I · Owner-occupier6.126.13+0.01
    3yr Fixed · P&I · Owner-occupier6.146.20+0.06
    2yr Fixed · P&I · Investor6.396.40+0.01
    1yr Fixed · P&I · Investor6.376.38+0.01
    5yr Fixed · P&I · Owner-occupier6.226.33+0.11
    4yr Fixed · P&I · Owner-occupier6.196.28+0.09
    1yr Fixed · Interest Only · Investor6.386.39+0.01
    2yr Fixed · Interest Only · Investor6.416.42+0.01
    3yr Fixed · P&I · Investor6.406.46+0.06
    4yr Fixed · P&I · Investor6.446.53+0.09
    5yr Fixed · P&I · Investor6.466.57+0.11
    3yr Fixed · Interest Only · Investor6.436.49+0.06
    4yr Fixed · Interest Only · Investor6.476.56+0.09
    5yr Fixed · Interest Only · Investor6.496.60+0.11
    1yr Fixed · Interest Only · Owner-occupier6.136.14+0.01
    2yr Fixed · Interest Only · Owner-occupier6.226.23+0.01
    3yr Fixed · Interest Only · Owner-occupier6.286.34+0.06
    5yr Fixed · Interest Only · Owner-occupier6.436.54+0.11
    4yr Fixed · Interest Only · Owner-occupier6.376.46+0.09
    +0.01 to +0.11

Tracked since 25 September 2026. Our own corrections of a misread figure aren't shown.

Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare home loans · Home loan report

Notes on Tiimely Home home loans

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As of 15 October 2026, Tiimely Home has two home loan products in 102 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.30% (Tiimely Basic Home Loan), ranking 21st of 91 variable owner-occupier P&I loans and sitting 0.24 points below the market average of 6.54%. Its rates last moved on 9 October 2026, 9 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.