Unloan home loans
Unloan has one home loan that BankMate tracks, with 2 options: variable, for owner-occupiers or investors, paying principal and interest.
Home loan · Variable
Unloan Home Loan
5.80%comparison rate p.a. · 5.89% advertised
Variable · P&I · Owner-occupier · ≤80% LVR
1st of 91 variable owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- None
- Variable · P&I · Owner-occupier · ≤80% LVR
- 5.80% comparison · 5.89% advertised
- Variable · P&I · Owner-occupier · 80–90% LVR
- 6.10% comparison · 6.19% advertised
- Variable · P&I · Investor · ≤80% LVR
- 5.95% comparison · 6.04% advertised
- Variable · P&I · Investor · 80–90% LVR
- 6.25% comparison · 6.34% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- None
- Redraw fee
- None
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $10,000
- Maximum loan
- $10,000,000
- Unloan Home Loan · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
No changes recorded for this product since tracking began on 25 September 2026.
Notes on Unloan home loans
to leave a note.
As of 15 October 2026, Unloan has one home loan product in 4 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 5.80% (Unloan Home Loan), ranking 1st of 91 variable owner-occupier P&I loans and sitting 0.74 points below the market average of 6.54%. From the provider's Consumer Data Right feed, refreshed nightly.