MoneyMe · Personal loan · Secured · Variable
Autopay Asset Finance (Direct)
As of 1 October 2026, the MoneyMe Autopay Asset Finance (Direct) has a comparison rate of 7.13% (from 6.24% advertised), ranking 22nd of 105 secured loans tracked by BankMate. It is a secured variable-rate loan for car loan with fees of $495 application · $13 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
from 6.24% advertised · Secured · variable · car loan
Fees: $495 application · $13/mo.
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rate over time
Comparison rate · lenders publish the lowest rate in their rangeNo rate history has been recorded for this loan yet.
Changes
No history has been recorded for this product yet.
Rates
- Advertised rate
- from 6.24% p.a.
- Comparison rate
- 7.13% p.a.
- Rate type
- Variable
Fees
- Application fee
- $495
- Monthly fee
- $13
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- $10,000 – $100,000
- Loan term
- 3 years to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
Eligibility
- Minimum income
- $30,000 a year
- Minimum age
- 18
- Residency
- Australian residents only
About this product
Secured variable-rate car loan from $10,000 to $100,000 over 3 to 7 years, applied for directly with Autopay. Rates are personalised to your Equifax OneScore credit band and also vary by factors including vehicle age, loan-to-value ratio and residential status. Balloon payment options available.