MoneyMe · Personal loan · Unsecured · Variable
MoneyMe Personal Loan
As of 1 October 2026, the MoneyMe Personal Loan has a comparison rate of 6.95% (from 6.24% advertised), ranking 8th of 89 unsecured loans tracked by BankMate and sitting 3.59 points below the unsecured market average of 10.54%. It is an unsecured variable-rate loan for any purpose with fees of $495 application · $10 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
from 6.24% advertised · Unsecured · variable · any purpose
Fees: $495 application · $10/mo.
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rate over time
Comparison rate · lenders publish the lowest rate in their rangeNo rate history has been recorded for this loan yet.
Changes
No history has been recorded for this product yet.
Rates
- Advertised rate
- from 6.24% p.a.
- Comparison rate
- 6.95% p.a.
- Rate type
- Variable
Fees
- Application fee
- $495
- Monthly fee
- $10
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- $5,000 – $70,000
- Loan term
- 3 years to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
Eligibility
- Minimum income
- $30,000 a year
- Minimum age
- 18
- Residency
- Australian residents only
About this product
Unsecured variable-rate personal loan from $5,000 to $70,000 over 3 to 7 years, applied for directly with MoneyMe. Rates are personalised to your Equifax OneScore credit band, residential status and customer type. Suitable for a range of purposes including debt consolidation.