As of 1 October 2026, Pepper Money has two personal loans tracked by BankMate, one unsecured and one secured. Its lowest comparison rate is 5.95% on the Unsecured Personal Loan (unsecured · fixed · any purpose), ranking 1st of 89 unsecured loans and sitting 4.59 points below the unsecured market average of 10.54%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
- Lowest comparison rate
- 5.95%
- Unsecured Personal Loan
- Market rank
- #1
- of 89 unsecured loans
- Loans
- 2
- 1 unsecured · 1 secured
- Last change
- —
- None recorded yet
Rates over time
Comparison rate · lenders publish the lowest rate in their rangeNo rate history has been recorded for Pepper Money personal loans yet.
What changed
No history has been recorded for Pepper Money's personal loans yet.
Personal loans
Comparison rate · ranked within unsecured or secured loansUnsecured · 1
- Unsecured Personal LoanFee-free
Unsecured · fixed · any purpose · no fees
5.95%#1 of 89comparison · from 5.95% advertised
- Advertised rate
- from 5.95% p.a.
- Comparison rate
- 5.95% p.a.
- Rate type
- Fixed
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $8,001 – $50,000
- Loan term
- 18 months to 3 years
Secured · 1
- Secured Personal LoanFee-free
Secured · fixed · any purpose · no fees
5.95%#2 of 105comparison · from 5.95% advertised
- Advertised rate
- from 5.95% p.a.
- Comparison rate
- 5.95% p.a.
- Rate type
- Fixed
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $15,000 – $100,000
- Loan term
- 18 months to 7 years
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Notes on Pepper Money personal loans
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