SocietyOne · Personal loan · Secured · Fixed
SocietyOne Secured Personal Loan (Direct)
As of 1 October 2026, the SocietyOne Secured Personal Loan (Direct) has a comparison rate of 7.06% (from 6.99% advertised), ranking 20th of 105 secured loans tracked by BankMate. It is a secured fixed-rate loan for any purpose with fees of $645 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
from 6.99% advertised · Secured · fixed · any purpose
Fees: $645 application.
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rate over time
Comparison rate · lenders publish the lowest rate in their rangeNo rate history has been recorded for this loan yet.
Changes
No history has been recorded for this product yet.
Rates
- Advertised rate
- from 6.99% p.a.
- Comparison rate
- 7.06% p.a.
- Rate type
- Fixed
Fees
- Application fee
- $645
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $35
Loan terms
- Loan amount
- $5,000 – $70,000
- Loan term
- 2 years to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
Eligibility
- Minimum income
- $30,000 a year
- Minimum age
- 18
- Residency
- Australian residents only
About this product
Secured fixed-rate personal loan from $5,000 to $70,000 over terms of 2, 3, 5 or 7 years, applied for directly with SocietyOne. Asset collateral is required. Rates are personalised to your Equifax OneScore credit band and chosen loan term, determined at application time via SocietyOne's credit assessment.