SocietyOne · Personal loan · Unsecured · Fixed
SocietyOne Unsecured Personal Loan (Direct)
As of 1 October 2026, the SocietyOne Unsecured Personal Loan (Direct) has a advertised rate of 7.99%, ranking 16th of 89 unsecured loans tracked by BankMate and sitting 2.55 points below the unsecured market average of 10.54%. It is an unsecured fixed-rate loan for any purpose with fees of $595 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
Unsecured · fixed · any purpose
Fees: $595 application.
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Rate over time
Advertised rate · lenders publish the lowest rate in their rangeNo rate history has been recorded for this loan yet.
Changes
No history has been recorded for this product yet.
Rates
- Advertised rate
- from 7.99% p.a.
- Comparison rate
- Not published
- Rate type
- Fixed
Fees
- Application fee
- $595
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $35
Loan terms
- Loan amount
- $5,000 – $70,000
- Loan term
- 2 years to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
Eligibility
- Minimum income
- $30,000 a year
- Minimum age
- 18
- Residency
- Australian residents only
About this product
Unsecured fixed-rate personal loan from $5,000 to $70,000 over terms of 2, 3, 5 or 7 years, applied for directly with SocietyOne. Rates are personalised to your Equifax OneScore credit band and chosen loan term, determined at application time via SocietyOne's credit assessment.