Every change at Unity Bank

60 changes since 1 March 2026 · our own corrections of a misread figure aren’t shown

November 20261 change

2Mon
- Savings accountsBonus Saver Account4.60 → 4.85Bonus rate 4.50% → 4.75% · 33 days after the RBA rise to 4.60%
  +0.25

October 202655 changes

26Mon
- Credit cardsPlatinum Visa Credit Cardearn rates restated
  —
23Fri
- Home loansMomentum Home Loan 60LVR - Property Investor - Variable - P&Iapplication fee $200 → $0
  −$200
- Home loansAdvantage Home Loan - Owner Occupied - Variable P&I - With Offsetapplication fee $200 → $0
  −$200
- Home loansAdvantage Home Loan - Investment - Variable - Interest Only - With Offsetapplication fee $200 → $0
  −$200
- Home loansAdvantage Home Loan- Investment - Variable - Interest Only - Without Offsetapplication fee $200 → $0
  −$200
- Home loansMomentum Home Loan 60LVR - Property Investor - Variable I/Oapplication fee $200 → $0
  −$200
- Home loansAdvantage Home Loan - Owner Occupied - Variable P&I - Without Offsetapplication fee $200 → $0
  −$200
- Home loansMomentum Home Loan 60-80LVR - Owner Occupier - Variable - P&I SOapplication fee $200 → $0
  −$200
- Home loansAdvantage Home Loan - Investment - Variable P&I - With Offsetapplication fee $200 → $0
  −$200
- Home loansAdvantage Home Loan- Owner Occupied - Variable - Interest Only - With Offsetapplication fee $200 → $0
  −$200
- Home loansMomentum Home Loan 60-80LVR - Property Investor - Variable - Interest Onlyapplication fee $200 → $0
  −$200
- Home loansAdvantage Home Loan- Owner Occupied - Variable - Interest Only - Without Offsetapplication fee $200 → $0
  −$200
- Home loansMomentum Home Loan 60LVR - Owner Occupier - Variable - P&I SOapplication fee $200 → $0
  −$200
- Home loansAdvantage Home Loan - Investment - Variable P&I - Without Offsetapplication fee $200 → $0
  −$200
- Home loansMomentum Home Loan 80LVR - Property Investor - Variable - I/Oapplication fee $200 → $0
  −$200
- Home loansMomentum Home Loan 80LVR - Property Investor - Variable - P&Iapplication fee $200 → $0
  −$200
- Home loansMomentum Home Loan 80LVR - Owner Occupier - Variable - P&I SOapplication fee $200 → $0
  −$200
- Home loansMomentum Home Loan 60-80LVR - Property Investor - Variable - P&Iapplication fee $200 → $0
  −$200
16Fri
- Home loansFixed Rate Home Loan - Owner Occupier - P&I - 24 mths2-year fixed owner-occupier P&I 6.59 → 6.44
  −0.15

8Thu

Term depositsTerm Deposit17 terms up 0.15 to 1.708 days after the RBA rise to 4.60%

1-month, paid at maturity	2.50	→	3.00	+0.50
2-month, paid at maturity	3.00	→	3.25	+0.25
2-month, paid monthly	2.95	→	3.20	+0.25
3-month, paid at maturity	4.95	→	5.10	+0.15
3-month, paid monthly	4.90	→	5.05	+0.15
4-month, paid at maturity	4.05	→	4.80	+0.75
4-month, paid monthly	4.00	→	4.75	+0.75
5-month, paid at maturity	4.05	→	4.80	+0.75
5-month, paid monthly	4.00	→	4.75	+0.75
6-month, paid at maturity	5.15	→	5.35	+0.20
6-month, paid monthly	5.10	→	5.30	+0.20
7-month, paid at maturity	4.05	→	5.20	+1.15
7-month, paid monthly	4.00	→	5.10	+1.10
8-month, paid at maturity	4.05	→	5.20	+1.15
8-month, paid monthly	4.00	→	5.10	+1.10
9-month, paid at maturity	5.15	→	5.35	+0.20
9-month, paid monthly	5.05	→	5.25	+0.20
10-month, paid at maturity	4.25	→	5.25	+1.00
10-month, paid monthly	4.05	→	5.10	+1.05
11-month, paid at maturity	4.25	→	5.25	+1.00
11-month, paid monthly	4.05	→	5.10	+1.05
12-month, paid at maturity	5.30	→	5.50	+0.20
12-month, paid monthly	5.20	→	5.40	+0.20
13-month, paid monthly	3.70	→	5.40	+1.70
13-month, paid annually	3.85	→	5.50	+1.65
18-month, paid monthly	3.70	→	5.40	+1.70
18-month, paid annually	3.85	→	5.50	+1.65
36-month, paid monthly	4.65	→	5.05	+0.40
36-month, paid annually	4.85	→	5.20	+0.35
48-month, paid monthly	4.05	→	5.00	+0.95
48-month, paid annually	4.25	→	5.20	+0.95
60-month, paid monthly	4.05	→	5.00	+0.95
60-month, paid annually	4.25	→	5.20	+0.95

+0.15 to +1.70

7Wed
- Home loansFixed Rate Home Loan - Owner Occupier - I/O - 12 mths1-year fixed owner-occupier interest-only 6.64 → 6.747 days after the RBA rise to 4.60%
  +0.10
- Home loansFixed Rate Home Loan - Property Investor - I/O - 48 mths4-year fixed investor interest-only 6.84 → 7.047 days after the RBA rise to 4.60%
  +0.20
- Home loansAdvantage Home Loan - Investment - Variable P&I - Without Offsetvariable investor P&I 6.34 → 6.597 days after the RBA rise to 4.60%
  +0.25
- Home loansFixed Rate Home Loan - Owner Occupier - I/O - 60 mths5-year fixed owner-occupier interest-only 6.84 → 6.897 days after the RBA rise to 4.60%
  +0.05
- Home loansFixed Rate Home Loan - Owner Occupier - I/O - 48 mths4-year fixed owner-occupier interest-only 6.79 → 6.897 days after the RBA rise to 4.60%
  +0.10
- Home loansFixed Rate Home Loan - Owner Occupier - P&I - 60 mths5-year fixed owner-occupier P&I 6.44 → 6.747 days after the RBA rise to 4.60%
  +0.30
- Home loansAdvantage Home Loan- Investment - Variable - Interest Only - Without Offsetvariable investor interest-only 6.49 → 6.747 days after the RBA rise to 4.60%
  +0.25
- Home loansFixed Rate Home Loan - Property Investor - I/O - 12 mths1-year fixed investor interest-only 6.84 → 6.897 days after the RBA rise to 4.60%
  +0.05
- Home loansAdvantage Home Loan- Owner Occupied - Variable - Interest Only - Without Offsetvariable owner-occupier interest-only 6.38 → 6.547 days after the RBA rise to 4.60%
  +0.16
- Home loansFixed Rate Home Loan - Owner Occupier - I/O - 36 mths3-year fixed owner-occupier interest-only 6.54 → 6.747 days after the RBA rise to 4.60%
  +0.20
- Home loansFixed Rate Home Loan - Property Investor - I/O - 36 mths3-year fixed investor interest-only 6.74 → 6.897 days after the RBA rise to 4.60%
  +0.15
- Home loansFixed Rate Home Loan - Property Investor - P&I - 48 mths4-year fixed investor P&I 6.69 → 6.897 days after the RBA rise to 4.60%
  +0.20
- Home loansAdvantage Home Loan - Owner Occupied - Variable P&I - With Offsetvariable owner-occupier P&I 6.24 → 6.497 days after the RBA rise to 4.60%
  +0.25
- Home loansFixed Rate Home Loan - Owner Occupier - I/O - 24 mths2-year fixed owner-occupier interest-only 6.64 → 6.747 days after the RBA rise to 4.60%
  +0.10
- Home loansMomentum Home Loan 60-80LVR - Property Investor - Variable - P&Ivariable investor P&I 6.50 → 6.757 days after the RBA rise to 4.60%
  +0.25
- Home loansMomentum Home Loan 60-80LVR - Property Investor - Variable - Interest Onlyvariable investor interest-only 6.50 → 6.757 days after the RBA rise to 4.60%
  +0.25
- Home loansFixed Rate Home Loan - Property Investor - P&I - 24 mths2-year fixed investor P&I 6.64 → 6.747 days after the RBA rise to 4.60%
  +0.10
- Home loansMomentum Home Loan 60LVR - Property Investor - Variable I/Ovariable investor interest-only 6.40 → 6.657 days after the RBA rise to 4.60%
  +0.25
- Home loansAdvantage Home Loan - Owner Occupied - Variable P&I - Without Offsetvariable owner-occupier P&I 6.14 → 6.397 days after the RBA rise to 4.60%
  +0.25
- Home loansFirst Home Buyer Loan - Owner Occupied - SOvariable owner-occupier P&I 5.95 → 6.207 days after the RBA rise to 4.60%
  +0.25
- Home loansFixed Rate Home Loan - Owner Occupier - P&I - 12 mths1-year fixed owner-occupier P&I 6.29 → 6.597 days after the RBA rise to 4.60%
  +0.30
- Home loansFixed Rate Home Loan - Property Investor - P&I - 60 mths5-year fixed investor P&I 6.69 → 6.897 days after the RBA rise to 4.60%
  +0.20
- Home loansAdvantage Home Loan- Owner Occupied - Variable - Interest Only - With Offsetvariable owner-occupier interest-only 6.48 → 6.647 days after the RBA rise to 4.60%
  +0.16
- Home loansMomentum Home Loan 60-80LVR - Owner Occupier - Variable - P&I SOvariable owner-occupier P&I 6.14 → 6.397 days after the RBA rise to 4.60%
  +0.25
- Home loansMomentum Home Loan 60LVR - Property Investor - Variable - P&Ivariable investor P&I 6.40 → 6.657 days after the RBA rise to 4.60%
  +0.25
- Home loansFixed Rate Home Loan - Owner Occupier - P&I - 36 mths3-year fixed owner-occupier P&I 6.23 → 6.597 days after the RBA rise to 4.60%
  +0.36
- Home loansFixed Rate Home Loan - Owner Occupier - P&I - 48 mths4-year fixed owner-occupier P&I 6.44 → 6.747 days after the RBA rise to 4.60%
  +0.30
- Home loansAdvantage Home Loan - Investment - Variable - Interest Only - With Offsetvariable investor interest-only 6.59 → 6.847 days after the RBA rise to 4.60%
  +0.25
- Home loansFixed Rate Home Loan - Property Investor - P&I - 12 mths1-year fixed investor P&I 6.64 → 6.747 days after the RBA rise to 4.60%
  +0.10
- Home loansMomentum Home Loan 60LVR - Owner Occupier - Variable - P&I SOvariable owner-occupier P&I 6.04 → 6.297 days after the RBA rise to 4.60%
  +0.25
- Home loansFixed Rate Home Loan - Property Investor - P&I - 36 mths3-year fixed investor P&I 6.59 → 6.747 days after the RBA rise to 4.60%
  +0.15
- Home loansAdvantage Home Loan - Investment - Variable P&I - With Offsetvariable investor P&I 6.44 → 6.697 days after the RBA rise to 4.60%
  +0.25
- Home loansFixed Rate Home Loan - Property Investor - I/O - 24 mths2-year fixed investor interest-only 6.84 → 6.897 days after the RBA rise to 4.60%
  +0.05
- Home loansFixed Rate Home Loan - Property Investor - I/O - 60 mths5-year fixed investor interest-only 6.84 → 7.047 days after the RBA rise to 4.60%
  +0.20
- Home loansFixed Rate Home Loan - Owner Occupier - P&I - 24 mths2-year fixed owner-occupier P&I 6.29 → 6.597 days after the RBA rise to 4.60%
  +0.30

September 20261 change

25Fri
- Credit cardsPlatinum Visa Credit Cardearn rates restated
  —

June 20262 changes

4Thu
- Savings accountsMoneyMAX4.25 → 4.50Total rate 4.25% → 4.50% · 29 days after the RBA rise to 4.35%
  +0.25
2Tue
- Savings accountsBonus Saver Account4.40 → 4.60Bonus rate 4.30% → 4.50% · 27 days after the RBA rise to 4.35%
  +0.20

April 20261 change

2Thu
- Savings accountsMoneyMAX4.00 → 4.25Total rate 4.00% → 4.25% · 15 days after the RBA rise to 4.10%
  +0.25

No changes on record for Unity Bank’s personal loans, everyday accounts.