Home loan · Variable
Momentum Home Loan Variable
6.85%comparison rate p.a. · 6.80% advertised
Variable · P&I · Investor · 80–90% LVR
59th of 83 variable investor P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- $200
- Ongoing fee
- None
- Discharge fee
- $300
- Variable · P&I · Investor · ≤60% LVR
- 6.65% comparison · 6.60% advertised
- Variable · P&I · Investor · 60.01–80% LVR
- 6.75% comparison · 6.70% advertised
- Variable · P&I · Investor · 80–90% LVR
- 6.85% comparison · 6.80% advertised
- Variable · Interest Only · Investor · ≤60% LVR
- 6.65% comparison · 6.60% advertised
- Variable · Interest Only · Investor · 60.01–80% LVR
- 6.75% comparison · 6.70% advertised
- Variable · Interest Only · Investor · 80–90% LVR
- 6.85% comparison · 6.80% advertised
- Application fee
- $200
- Ongoing fee
- None
- Discharge fee
- $300
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $100,000
- Maximum loan
- $5,000,000
- Momentum Home Loan Variable · Variable · P&I · Investor
- RBA cash rate
- Momentum Home Loan 60-80LVR - Property Investor - Variable - P&Ivariable investor P&I 6.50 → 6.757 days after the RBA rise to 4.60%+0.25
- Momentum Home Loan 60-80LVR - Property Investor - Variable - Interest Onlyvariable investor interest-only 6.50 → 6.757 days after the RBA rise to 4.60%+0.25
- Momentum Home Loan 60LVR - Property Investor - Variable I/Ovariable investor interest-only 6.40 → 6.657 days after the RBA rise to 4.60%+0.25
- Momentum Home Loan 60LVR - Property Investor - Variable - P&Ivariable investor P&I 6.40 → 6.657 days after the RBA rise to 4.60%+0.25
Tracked since 12 September 2026. Our own corrections of a misread figure aren't shown.
Your lifestyle, family or financial situation may have changed since you purchased your property. Our Momentum Home Loan was designed to make refinancing from another financial institution easy.
Also from Unity Bank: First Home Buyer Loan - Owner Occupied - SO 6.20% · Advantage Home Loan Variable Without Offset 6.39% · Momentum Home Loan Variable SO 6.39% · Advantage Home Loan Variable With Offset 6.49% · Fixed Rate Home Loan 6.59%
As of 15 October 2026, the Unity Bank Momentum Home Loan Variable's variable investor P&I variant has a comparison rate of 6.65% (6.60% advertised), ranking 36th of 83 variable investor P&I loans. The product comes in 6 variants; the others are investor, interest-only and other LVR bands. Its rate last moved on 7 October 2026, 7 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.