Savings account · 18+ years
BankSA Maxi Saver
1.25%p.a. total
No bonus conditions: the rate is paid every month
5.60% for the first 3 months, then 1.25%140th of 152 savings accounts · market average 4.47%
The RBA raised the cash rate to 4.85% on 4 November. Maxi Saver hasn't moved yet.
What it asks
Nothing each month- Each month
Nothing. The rate is paid every month.
- Who can open it
Anyone 18 or over
- Balance
No balance cap.
Rate history
No change since tracking began on 25 Sep- Maxi Saver
- RBA cash rate
- Market average
No changes recorded for this account since tracking began on 25 September 2026.
- #113SepSep 2026: ranked 113 of 121
- #139OctOct 2026: ranked 139 of 151
- #140NowNov 2026: ranked 140 of 152
- Top 5%
- Top 10%
- Top 25%
- Top half
- Lower half
Mostly outside the top half of accounts over the last 3 months: from #139 of 151 in Oct 2026 to #113 of 121 in Sep 2026.
- Interest a year
- $625
- Each month
- $52
- Against the average (4.47%)
- −$1,611
On a $50,000 balance. Type yours above; it's kept with your savings preferences.
A savings account that offers a great interest rate with access to funds through a linked account via Internet and Phone Banking.
Notes from savers
to leave a note.
Other BankSA accounts: Incentive Saver 5.65%
Pays 1.25% p.a. with no bonus conditions as of 10 November 2026. Ranks 140th of 152 savings accounts tracked by BankMate, 3.22 points below the average of 4.47%. It has not changed since tracking began on 25 September 2026. From BankSA's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·