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First Option Bank · Savings account

Live

SAVINGS + BONUS

Pays 5.00% p.a. total (0.25% base plus 4.75% bonus) as of 24 September 2026. Ranks 50th of 94 savings accounts tracked by BankMate, 0.13 points above the average of 4.87%. It has not changed since tracking began on 24 September 2026.

5.00%p.a.

0.25% base + 4.75% bonus · bonus up to $250,000 · variable

Go to First Option Bank

Rate over time

Total rate, conditions met
  • SAVINGS + BONUS
  • RBA cash rate
  • Market average
4.254.504.755.005.25Today5.00% p.a. today

Changes

No rate changes recorded for this account since tracking began on 24 September 2026.

Conditions for the bonus rate

Checked each month
Monthly deposits
$100/month
Withdrawals
Not allowed
Balance range
$0 - $250,000

On your balance

Saved with your preferences
Interest this year
Each month
Against the average account (4.87%)
Rate by balance
Up to $250k5.00%
$250k+3.40%

About this account

Earn Bonus interest on your savings account when you deposit $100 per month with no withdrawals

Notes from savers

to leave a note.