Savings · Side by side
SWSbank Junior Account vs SWSbank Online Saver
1.50% a year
2.00% a year
vs
These are open to different people: SWSbank Junior Account only to 10 to 13 year olds, SWSbank Online Saver to anyone 10 or over.
Interest a year on $50,000
$750
1.50% on this balance
$1,000
2.00% on this balance
SWSbank Online Saver pays $250 more a year on $50,000 than SWSbank Junior Account.
Drag to try another balance
Where they differThe rate (1.50% against 2.00%) and who can open it.
The same on bothNo cap on the top rate, one rate with nothing to do each month and no minimum balance.
SWSbankJunior Account
SWSbankOnline Saver
Figure by figure
Total rate
1.50%
2.00%
+0.50 · Higher total rate
Who can open it
10 to 13 year olds
Anyone 10 or over
Rank by total rate
110th of 119
among accounts open to under-18s
104th of 123
among accounts open to adults
Last rate change
No change
since 11 Nov 2026
No change
since 11 Nov 2026
Rates over time
Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.
As of 13 November 2026, SWSbank Junior Account pays 1.50% with nothing to do each month, and SWSbank Online Saver pays 2.00% with nothing to do each month. On $50,000, that's $750 against $1,000 a year, $250 more from SWSbank Online Saver. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.
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