Savings account · 10+ years

SWSbank Online Saver

2.00%p.a. total

No bonus conditions: the rate is paid every month

138th of 158 savings accounts · market average 4.37%

The RBA raised the cash rate to 4.85% on 4 November. Online Saver hasn't moved yet.

What it asks

Nothing each month
Each month

Nothing. The rate is paid every month.

Who can open it

Anyone 10 or over

Balance

No balance cap.

Compare all 158 accounts

Rate history

No change since tracking began on 11 Nov
  • Online Saver
  • RBA cash rate
  • Market average
2.003.004.005.00SepOctToday2.00% p.a. today

No changes recorded for this account since tracking began on 11 November 2026.

  1. #138NowNov 2026: ranked 138 of 158
  • Top 5%
  • Top 10%
  • Top 25%
  • Top half
  • Lower half

Ranked #138 of 158 this month. Tracking begins here.

Interest a year
$1,000
Each month
$83
Against the average (4.37%)
−$1,183

On a $50,000 balance. Type yours above; it's kept with your savings preferences.

Notes from savers

to leave a note.

Other SWSbank accounts: Junior Account 1.50%

Pays 2.00% p.a. with no bonus conditions as of 11 November 2026. Ranks 138th of 158 savings accounts tracked by BankMate, 2.37 points below the average of 4.37%. It has not changed since tracking began on 11 November 2026. From SWSbank's Consumer Data Right feed, refreshed nightly. Compare savings accounts ·