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Geelong Bank · Term deposit · 1 term
LiveRegular Income Plus for 12 months
The Geelong Bank Regular Income Plus for 12 months pays up to 5.05% p.a. as of 18 September 2026, over a 12-month term, 184th of 590 12-month deposits tracked by BankMate. Interest is paid monthly, from a $500 deposit. Its rates last changed on 1 September 2026.
5.05%p.a. · 1 year
interest monthly; from $500
Early withdrawal is not allowed.
Rates over time
Best rate per term- 1 year
- RBA cash rate
- Market average · 12-month deposits
Changes
5 changes since 9 Apr 2026- Regular Income Plus for 12 months · 3 terms up 0.15 to 0.35mixed
- 12-month 4.90 → 5.05
- 12-month 4.70 → 5.05
- 12-month 4.80 → 5.05
- Regular Income Plus for 12 months · 12-month 5.20 → 5.05−0.15
- Regular Income Plus for 12 months · 12-month 5.10 → 5.202 days after the RBA rise to 4.35%+0.10
- Regular Income Plus for 12 months · 12-month 5.00 → 5.1044 days after the RBA rise to 4.10%+0.10
- Regular Income Plus for 12 months · 12-month 4.70 → 5.0038 days after the RBA rise to 4.10%+0.30
Rates by term
Ranked within each term- 1 year
- 5.05% · #184 of 590 12-month deposits
Deposit
- Minimum deposit
- $500
- Maximum deposit
- $1,000,000
Interest
- Paid
- Monthly
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed
About this product
Take advantage of great returns on our term deposits.