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Geelong Bank · Term deposit · 1 term

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Twelve Month Term Deposit

The Geelong Bank Twelve Month Term Deposit pays up to 5.15% p.a. as of 18 September 2026, over a 12-month term, 115th of 590 12-month deposits tracked by BankMate. Interest is paid at maturity, from a $500 deposit. Its rates last changed on 1 September 2026.

5.15%p.a. · 1 year

interest at maturity; from $500

Early withdrawal is not allowed.

Go to Geelong Bank

Rates over time

Best rate per term
  • 1 year
  • RBA cash rate
  • Market average · 12-month deposits
4.004.505.005.50MayJunJulAugToday5.15

Changes

5 changes since 9 Apr 2026
  1. Twelve Month Term Deposit · 3 terms up 0.15 to 0.35
    • 12-month 4.805.15
    • 12-month 5.005.15
    • 12-month 4.905.15
    mixed
  2. Twelve Month Term Deposit · 12-month 5.30 → 5.15
    −0.15
  3. Twelve Month Term Deposit · 12-month 5.20 → 5.302 days after the RBA rise to 4.35%
    +0.10
  4. Twelve Month Term Deposit · 12-month 5.10 → 5.2044 days after the RBA rise to 4.10%
    +0.10
  5. Twelve Month Term Deposit · 12-month 4.50 → 5.1038 days after the RBA rise to 4.10%
    +0.60

Rates by term

Ranked within each term
1 year
5.15% · #115 of 590 12-month deposits

Deposit

Minimum deposit
$500
Maximum deposit
$1,000,000

Interest

Paid
At maturity
Compounding
monthly

Early withdrawal

Before maturity
Not allowed

About this product

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