200,000 pts Altitude Rewards, worth about $1,000 as of 18 September 2026. After the $200 first-year fee it nets $800, 10th of 51 bonus cards tracked by BankMate. No end date is published for the offer.
100,000 pts in year one, the rest in year two · ≈ $1,000 in value · $800 after the $200 first-year fee
100,000 Rewards Points in year 1 if you spend $12k+ on eligible purchases within 12 months of new card approval and an extra 100,000 points with $12k+ spend on eligible purchases in year 2.
Bonus over time
Sign-up bonus points- Altitude Black Rewards World Mastercard
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $295
- First-year fee
- $200
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Late payment fee
- $20
Earning
- Rewards program
- Altitude Rewards
- Base earn rate
- 1 Altitude Rewards pts per $
- Everyday spend
- 2 pts per $
- Overseas spend
- 3 pts per $
Interest
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Interest-free days
- Up to 45
Perks
- Airport lounges
- Domestic
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
- Concierge
- Yes
- Network
- Mastercard
Eligibility
- Minimum income
- $75,000 a year
- Minimum credit limit
- $6,000
- Maximum credit limit
- $75,000
About this product
Our premium Altitude Rewards credit card gets you our highest Points earn rate, flexibility in how you redeem with Pay with Points, complimentary airport lounge access, insurances and more.