Altitude Rewards · Credit card
Altitude Black Rewards World Mastercard
150,000points
90,000 pts in year one, the rest in year two · ≈ $510 in value · $235 after the $275 first-year fee
21st of 66 bonus cards
Get up to 150,000 bonus Altitude Rewards Points - 90,000 Rewards Points in year 1 if you spend $9k+ on eligible purchases within 90 days of new card approval and an extra 60,000 points with $9k+ spend on eligible purchases within 90 days of card anniversary in year 2.
- Annual fee
- $370
- Rewards program
- Altitude Rewards
- Purchase rate
- 23.98% p.a.
- Airport lounges
- International
- Minimum income
- $75,000 a year
- First-year fee
- $275
- Annual fee
- $370
- First-year fee
- $275
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Late payment fee
- $20
- Rewards program
- Altitude Rewards
- Base earn rate
- 1 Altitude Rewards pts per $
- Everyday spend
- 2 pts per $
- Overseas spend
- 3 pts per $
- Purchase rate
- 23.98% p.a.
- Cash advance rate
- 23.99% p.a.
- Interest-free days
- Up to 45
- Airport lounges
- International
- Complimentary travel insurance
- Yes
- Purchase protection
- No
- Concierge
- Yes
- Network
- Mastercard
- Minimum income
- $75,000 a year
- Minimum credit limit
- $6,000
- Maximum credit limit
- $75,000
- Altitude Black Rewards World Mastercard
October 20263 changes
- 30Fri
- Bonus 200,000 pts → 150,000 pts−50k pts
- 12Mon
- First-year fee now $275—
- 1Thu
- Annual fee $295 → $370+$75
Our premium Altitude Rewards credit card gets you our highest Points earn rate, flexibility in how you redeem with Pay with Points, complimentary airport lounge access, insurances and more.
Also from Westpac: Altitude Qantas Black $905 net · Altitude Velocity Black $905 net · Low Rate Card $366 net · Low Fee Card $240 net · Altitude Velocity Platinum $225 net · Altitude Qantas Platinum $225 net · Altitude Rewards Platinum $132 net · Westpac Lite Card $108 fee
150,000 pts Altitude Rewards, worth about $510 as of 2 November 2026. After the $275 first-year fee it nets $235, 21st of 66 bonus cards tracked by BankMate. No end date is published for the offer. From the provider's Consumer Data Right feed, refreshed nightly.