100,000 pts Altitude Rewards, worth about $500 as of 18 September 2026. After the $99 first-year fee it nets $401, 26th of 51 bonus cards tracked by BankMate. No end date is published for the offer.
100,000points
75,000 pts in year one, the rest in year two · ≈ $500 in value · $401 after the $99 first-year fee
75,000 Rewards Points in year 1 if you spend $3k+ on eligible purchases within 90 days of new card approval and an extra 25,000 points after your first eligible purchase in year 2.
Bonus over time
Sign-up bonus points- Altitude Rewards Platinum
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $175
- First-year fee
- $99
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Late payment fee
- $20
Earning
- Rewards program
- Altitude Rewards
- Base earn rate
- 1 Altitude Rewards pts per $
- Everyday spend
- 1.25 pts per $
- Overseas spend
- 2 pts per $
Interest
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Interest-free days
- Up to 45
Perks
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
- Concierge
- No
- Network
- Mastercard
Eligibility
- Minimum income
- $30,000 a year
- Minimum credit limit
- $3,000
- Maximum credit limit
- $50,000
About this product
Enjoy Platinum Card benefits and the flexibility of Altitude Rewards. Choose from gift cards, merchandise or our unique 'Pay with Points? feature.