Altitude Rewards · Credit card
Altitude Rewards Platinum
90,000points
60,000 pts in year one, the rest in year two · ≈ $306 in value · $132 after the $174 first-year fee
34th of 66 bonus cards
Get up to 90,000 bonus Altitude Rewards Points - 60,000 Rewards Points in year 1 if you spend $6k+ on eligible purchases within 90 days of new card approval and an extra 30,000 points with $6k+ spend on eligible purchases within 90 days of card anniversary in year 2.
- Annual fee
- $250
- Rewards program
- Altitude Rewards
- Purchase rate
- 23.98% p.a.
- Airport lounges
- Domestic
- Minimum income
- $30,000 a year
- First-year fee
- $174
- Annual fee
- $250
- First-year fee
- $174
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Late payment fee
- $20
- Rewards program
- Altitude Rewards
- Base earn rate
- 1 Altitude Rewards pts per $
- Everyday spend
- 1.25 pts per $
- Overseas spend
- 2 pts per $
- Purchase rate
- 23.98% p.a.
- Cash advance rate
- 23.99% p.a.
- Interest-free days
- Up to 45
- Airport lounges
- Domestic
- Complimentary travel insurance
- Yes
- Purchase protection
- No
- Concierge
- No
- Network
- Mastercard
- Minimum income
- $30,000 a year
- Minimum credit limit
- $3,000
- Maximum credit limit
- $50,000
- Altitude Rewards Platinum
October 20263 changes
- 30Fri
- Bonus 100,000 pts → 90,000 pts−10k pts
- 12Mon
- First-year fee now $174—
- 1Thu
- Annual fee $175 → $250+$75
Enjoy Platinum Card benefits and the flexibility of Altitude Rewards. Choose from gift cards, merchandise or our unique 'Pay with Points' feature.
Also from Westpac: Altitude Qantas Black $905 net · Altitude Velocity Black $905 net · Low Rate Card $366 net · Low Fee Card $240 net · Altitude Black Rewards World Mastercard $235 net · Altitude Velocity Platinum $225 net · Altitude Qantas Platinum $225 net · Westpac Lite Card $108 fee
90,000 pts Altitude Rewards, worth about $306 as of 2 November 2026. After the $174 first-year fee it nets $132, 34th of 66 bonus cards tracked by BankMate. No end date is published for the offer. From the provider's Consumer Data Right feed, refreshed nightly.