Westpac Extras · Credit card
Westpac Lite Card
$108annual fee
9.90% p.a. purchases · up to 45 interest-free days
48th of 113 cards
- Annual fee
- $108
- Rewards program
- Westpac Extras
- Purchase rate
- 9.90% p.a.
- Airport lounges
- Domestic
- Minimum income
- $30,000 a year
- Monthly fee
- $9
- Annual fee
- $108
- Monthly fee
- $9
- Additional cardholder
- Free
- Foreign transaction fee
- None
- Rewards program
- Westpac Extras
- Purchase rate
- 9.90% p.a.
- Interest-free days
- Up to 45
- Airport lounges
- Domestic
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Mastercard
- Minimum income
- $30,000 a year
- Minimum credit limit
- $1,000
- Maximum credit limit
- $20,000
- Westpac Lite Card
No changes recorded for this product since tracking began on 10 September 2026.
Our Lite credit card has 0% foreign transaction fee, a lower purchase rate and lower monthly fee - designed for all things international.
Also from Westpac: Altitude Qantas Black $905 net · Altitude Velocity Black $905 net · Low Rate Card $366 net · Low Fee Card $240 net · Altitude Black Rewards World Mastercard $235 net · Altitude Velocity Platinum $225 net · Altitude Qantas Platinum $225 net · Altitude Rewards Platinum $132 net
A $108 annual fee and a 9.90% p.a. purchase rate as of 2 November 2026. The fee ranks 48th lowest of 113 cards tracked by BankMate. There is no sign-up bonus on offer. From the provider's Consumer Data Right feed, refreshed nightly.