A $108 annual fee and a 9.90% p.a. purchase rate as of 18 September 2026. The fee ranks 42nd lowest of 100 cards tracked by BankMate. There is no sign-up bonus on offer.
Annual fee over time
Annual fee- Westpac Lite Card
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $108
- Monthly fee
- $9
- Additional cardholder
- Free
- Foreign transaction fee
- None
- Late payment fee
- $0
Earning
- Rewards program
- Westpac Extras
Interest
- Purchase rate
- 9.90% p.a.
- Interest-free days
- Up to 45
Perks
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Mastercard
Eligibility
- Minimum income
- $30,000 a year
- Minimum credit limit
- $1,000
- Maximum credit limit
- $20,000
About this product
Our Lite credit card has 0% foreign transaction fee, a lower purchase rate and lower monthly fee - designed for all things international.