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Low Fee Card

Westpac Extras · Credit card

Low Fee Card

$240bonus

$240 after the $0 first-year fee

20th of 66 bonus cards

Go to Westpac

Get $240 cashback when you spend $3.5k+ on eligible purchases in the first 90 days from card approval.

Annual fee
$30
Rewards program
Westpac Extras
Purchase rate
20.99% p.a.
Airport lounges
Domestic
Minimum income
$30,000 a year
First-year fee
Compare all 113 cards

Annual fee
$30
First-year fee
Additional cardholder
Free
Foreign transaction fee
3%
Late payment fee
$20

Rewards program
Westpac Extras

Purchase rate
20.99% p.a.
Cash advance rate
21.99% p.a.
Interest-free days
Up to 55

Airport lounges
Domestic
Complimentary travel insurance
No
Purchase protection
No
Concierge
No
Network
Mastercard

Minimum income
$30,000 a year
Minimum credit limit
$500
Maximum credit limit
$50,000

  • Low Fee Card
$240SepOctToday$240today

October 20261 change

  1. 12Mon
    • First-year fee now $0
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A simple credit card with no annual card fee ($5k p.a. minimum spend applies) and up to 55 days interest?free on purchases.

Also from Westpac: Altitude Qantas Black $905 net · Altitude Velocity Black $905 net · Low Rate Card $366 net · Altitude Black Rewards World Mastercard $235 net · Altitude Velocity Platinum $225 net · Altitude Qantas Platinum $225 net · Altitude Rewards Platinum $132 net · Westpac Lite Card $108 fee

A $240 sign-up bonus as of 2 November 2026. After the $0 first-year fee it nets $240, 20th of 66 bonus cards tracked by BankMate. No end date is published for the offer. From the provider's Consumer Data Right feed, refreshed nightly.