A $240 sign-up bonus as of 18 September 2026. After the $30 first-year fee it nets $210, 39th of 51 bonus cards tracked by BankMate. No end date is published for the offer.
$240bonus
$210 after the $30 first-year fee
Earn $240 cashback on your new low fee credit card - Get $240 cashback when you spend $3.5k+ on eligible purchases in the first 90 days from card approval.
Bonus over time
Sign-up bonus value- Low Fee Card
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $30
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Late payment fee
- $20
Earning
- Rewards program
- Westpac Extras
Interest
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Interest-free days
- Up to 55
Perks
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Mastercard
Eligibility
- Minimum income
- $30,000 a year
- Minimum credit limit
- $500
- Maximum credit limit
- $50,000
About this product
A simple credit card with no annual card fee ($5k p.a. minimum spend applies) and up to 55 days interest?free on purchases.