Home loan · 1yr Fixed

Athena Fixed

Rate
Loan for
Repayments

6.67%comparison rate p.a. · 7.34% advertised

1yr Fixed · P&I · Owner-occupier · 70–80% LVR

29th of 49 1-year fixed owner-occupier P&I loans

The same choices at every rate type

Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Offset account
No
Redraw
No
Extra repayments
Yes
Application fee
None
Ongoing fee
None
Discharge fee
None
Compare all 311 home loans

1yr Fixed · P&I · Owner-occupier · ≤50% LVR
6.56% comparison · 7.19% advertised
1yr Fixed · P&I · Owner-occupier · 50–60% LVR
6.59% comparison · 7.24% advertised
1yr Fixed · P&I · Owner-occupier · 60–70% LVR
6.63% comparison · 7.29% advertised
1yr Fixed · P&I · Owner-occupier · 70–80% LVR
6.67% comparison · 7.34% advertised
1yr Fixed · Interest Only · Owner-occupier · ≤50% LVR
6.59% comparison · 7.44% advertised
1yr Fixed · Interest Only · Owner-occupier · 50–60% LVR
6.62% comparison · 7.44% advertised
1yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
6.65% comparison · 7.44% advertised
1yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
6.68% comparison · 7.44% advertised
1yr Fixed · P&I · Investor · ≤50% LVR
6.66% comparison · 7.29% advertised
1yr Fixed · P&I · Investor · 50–60% LVR
6.70% comparison · 7.34% advertised
1yr Fixed · P&I · Investor · 60–70% LVR
6.73% comparison · 7.39% advertised
1yr Fixed · P&I · Investor · 70–80% LVR
6.80% comparison · 7.49% advertised
1yr Fixed · Interest Only · Investor · ≤50% LVR
6.68% comparison · 7.44% advertised
1yr Fixed · Interest Only · Investor · 50–60% LVR
6.71% comparison · 7.44% advertised
1yr Fixed · Interest Only · Investor · 60–70% LVR
6.75% comparison · 7.49% advertised
1yr Fixed · Interest Only · Investor · 70–80% LVR
6.81% comparison · 7.54% advertised
2yr Fixed · P&I · Owner-occupier · ≤50% LVR
6.63% comparison · 7.19% advertised
2yr Fixed · P&I · Owner-occupier · 50–60% LVR
6.66% comparison · 7.24% advertised
2yr Fixed · P&I · Owner-occupier · 60–70% LVR
6.70% comparison · 7.29% advertised
2yr Fixed · P&I · Owner-occupier · 70–80% LVR
6.74% comparison · 7.34% advertised
2yr Fixed · Interest Only · Owner-occupier · ≤50% LVR
6.68% comparison · 7.44% advertised
2yr Fixed · Interest Only · Owner-occupier · 50–60% LVR
6.70% comparison · 7.44% advertised
2yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
6.73% comparison · 7.44% advertised
2yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
6.76% comparison · 7.44% advertised
2yr Fixed · P&I · Investor · ≤50% LVR
6.73% comparison · 7.29% advertised
2yr Fixed · P&I · Investor · 50–60% LVR
6.76% comparison · 7.34% advertised
2yr Fixed · P&I · Investor · 60–70% LVR
6.80% comparison · 7.39% advertised
2yr Fixed · P&I · Investor · 70–80% LVR
6.87% comparison · 7.49% advertised
2yr Fixed · Interest Only · Investor · ≤50% LVR
6.76% comparison · 7.44% advertised
2yr Fixed · Interest Only · Investor · 50–60% LVR
6.78% comparison · 7.44% advertised
2yr Fixed · Interest Only · Investor · 60–70% LVR
6.82% comparison · 7.49% advertised
2yr Fixed · Interest Only · Investor · 70–80% LVR
6.89% comparison · 7.54% advertised
3yr Fixed · P&I · Owner-occupier · ≤50% LVR
6.69% comparison · 7.19% advertised
3yr Fixed · P&I · Owner-occupier · 50–60% LVR
6.72% comparison · 7.24% advertised
3yr Fixed · P&I · Owner-occupier · 60–70% LVR
6.76% comparison · 7.29% advertised
3yr Fixed · P&I · Owner-occupier · 70–80% LVR
6.80% comparison · 7.34% advertised
3yr Fixed · Interest Only · Owner-occupier · ≤50% LVR
6.76% comparison · 7.44% advertised
3yr Fixed · Interest Only · Owner-occupier · 50–60% LVR
6.78% comparison · 7.44% advertised
3yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
6.81% comparison · 7.44% advertised
3yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
6.84% comparison · 7.44% advertised
3yr Fixed · P&I · Investor · ≤50% LVR
6.79% comparison · 7.29% advertised
3yr Fixed · P&I · Investor · 50–60% LVR
6.83% comparison · 7.34% advertised
3yr Fixed · P&I · Investor · 60–70% LVR
6.86% comparison · 7.39% advertised
3yr Fixed · P&I · Investor · 70–80% LVR
6.93% comparison · 7.49% advertised
3yr Fixed · Interest Only · Investor · ≤50% LVR
6.83% comparison · 7.44% advertised
3yr Fixed · Interest Only · Investor · 50–60% LVR
6.85% comparison · 7.44% advertised
3yr Fixed · Interest Only · Investor · 60–70% LVR
6.90% comparison · 7.49% advertised
3yr Fixed · Interest Only · Investor · 70–80% LVR
6.96% comparison · 7.54% advertised

Application fee
None
Ongoing fee
None
Discharge fee
None
Valuation fee
None

Offset account
No
Redraw
No
Extra repayments
Yes
Portable
No
Repayment holiday
No

Minimum loan
$100,000
Maximum loan
$3,000,000

  • Athena Fixed · 1yr Fixed · P&I · Owner-occupier
  • RBA cash rate
5.006.00AugSepToday6.56% p.a. today
  1. Athena Fixed48 variants up 0.27 to 0.3014 days after the RBA rise to 4.60%
    1yr Fixed · P&I · Owner-occupier · ≤50% LVR6.296.56+0.27
    1yr Fixed · P&I · Owner-occupier · 50–60% LVR6.326.59+0.27
    1yr Fixed · P&I · Owner-occupier · 60–70% LVR6.356.63+0.28
    1yr Fixed · P&I · Owner-occupier · 70–80% LVR6.396.67+0.28
    1yr Fixed · Interest Only · Owner-occupier · ≤50% LVR6.316.59+0.28
    1yr Fixed · Interest Only · Owner-occupier · 50–60% LVR6.346.62+0.28
    1yr Fixed · Interest Only · Owner-occupier · 60–70% LVR6.376.65+0.28
    1yr Fixed · Interest Only · Owner-occupier · 70–80% LVR6.416.68+0.27
    1yr Fixed · P&I · Investor · ≤50% LVR6.396.66+0.27
    1yr Fixed · P&I · Investor · 50–60% LVR6.426.70+0.28
    1yr Fixed · P&I · Investor · 60–70% LVR6.466.73+0.27
    1yr Fixed · P&I · Investor · 70–80% LVR6.526.80+0.28
    1yr Fixed · Interest Only · Investor · ≤50% LVR6.406.68+0.28
    1yr Fixed · Interest Only · Investor · 50–60% LVR6.436.71+0.28
    1yr Fixed · Interest Only · Investor · 60–70% LVR6.476.75+0.28
    1yr Fixed · Interest Only · Investor · 70–80% LVR6.536.81+0.28
    2yr Fixed · P&I · Owner-occupier · ≤50% LVR6.346.63+0.29
    2yr Fixed · P&I · Owner-occupier · 50–60% LVR6.376.66+0.29
    2yr Fixed · P&I · Owner-occupier · 60–70% LVR6.416.70+0.29
    2yr Fixed · P&I · Owner-occupier · 70–80% LVR6.456.74+0.29
    2yr Fixed · Interest Only · Owner-occupier · ≤50% LVR6.396.68+0.29
    2yr Fixed · Interest Only · Owner-occupier · 50–60% LVR6.416.70+0.29
    2yr Fixed · Interest Only · Owner-occupier · 60–70% LVR6.446.73+0.29
    2yr Fixed · Interest Only · Owner-occupier · 70–80% LVR6.476.76+0.29
    2yr Fixed · P&I · Investor · ≤50% LVR6.446.73+0.29
    2yr Fixed · P&I · Investor · 50–60% LVR6.476.76+0.29
    2yr Fixed · P&I · Investor · 60–70% LVR6.516.80+0.29
    2yr Fixed · P&I · Investor · 70–80% LVR6.586.87+0.29
    2yr Fixed · Interest Only · Investor · ≤50% LVR6.476.76+0.29
    2yr Fixed · Interest Only · Investor · 50–60% LVR6.496.78+0.29
    2yr Fixed · Interest Only · Investor · 60–70% LVR6.536.82+0.29
    2yr Fixed · Interest Only · Investor · 70–80% LVR6.596.89+0.30
    3yr Fixed · P&I · Owner-occupier · ≤50% LVR6.406.69+0.29
    3yr Fixed · P&I · Owner-occupier · 50–60% LVR6.436.72+0.29
    3yr Fixed · P&I · Owner-occupier · 60–70% LVR6.476.76+0.29
    3yr Fixed · P&I · Owner-occupier · 70–80% LVR6.516.80+0.29
    3yr Fixed · Interest Only · Owner-occupier · ≤50% LVR6.466.76+0.30
    3yr Fixed · Interest Only · Owner-occupier · 50–60% LVR6.496.78+0.29
    3yr Fixed · Interest Only · Owner-occupier · 60–70% LVR6.516.81+0.30
    3yr Fixed · Interest Only · Owner-occupier · 70–80% LVR6.546.84+0.30
    3yr Fixed · P&I · Investor · ≤50% LVR6.506.79+0.29
    3yr Fixed · P&I · Investor · 50–60% LVR6.536.83+0.30
    3yr Fixed · P&I · Investor · 60–70% LVR6.576.86+0.29
    3yr Fixed · P&I · Investor · 70–80% LVR6.646.93+0.29
    3yr Fixed · Interest Only · Investor · ≤50% LVR6.546.83+0.29
    3yr Fixed · Interest Only · Investor · 50–60% LVR6.566.85+0.29
    3yr Fixed · Interest Only · Investor · 60–70% LVR6.606.90+0.30
    3yr Fixed · Interest Only · Investor · 70–80% LVR6.666.96+0.30
    +0.27 to +0.30

Tracked since 25 September 2026. Our own corrections of a misread figure aren't shown.

Fixed-rate home loan with 1, 2, or 3-year locked-in periods. Automatically converts to variable on expiry. No application, ongoing, redraw, or discharge fees.

Also from Athena Home Loans: Athena Straight Up 6.60% · Athena Power Up 6.75%

As of 15 October 2026, the Athena Home Loans Athena Fixed's 1-year fixed owner-occupier P&I variant has a comparison rate of 6.56% (7.19% advertised), ranking 22nd of 49 1-year fixed owner-occupier P&I loans. The product comes in 48 variants; the others are investor, interest-only, other fixed terms and other LVR bands. Its rate last moved on 14 October 2026, 14 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.