Home loan · 1yr Fixed
Athena Fixed
6.67%comparison rate p.a. · 7.34% advertised
1yr Fixed · P&I · Owner-occupier · 70–80% LVR
29th of 49 1-year fixed owner-occupier P&I loans
The same choices at every rate type
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- None
- 1yr Fixed · P&I · Owner-occupier · ≤50% LVR
- 6.56% comparison · 7.19% advertised
- 1yr Fixed · P&I · Owner-occupier · 50–60% LVR
- 6.59% comparison · 7.24% advertised
- 1yr Fixed · P&I · Owner-occupier · 60–70% LVR
- 6.63% comparison · 7.29% advertised
- 1yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 6.67% comparison · 7.34% advertised
- 1yr Fixed · Interest Only · Owner-occupier · ≤50% LVR
- 6.59% comparison · 7.44% advertised
- 1yr Fixed · Interest Only · Owner-occupier · 50–60% LVR
- 6.62% comparison · 7.44% advertised
- 1yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
- 6.65% comparison · 7.44% advertised
- 1yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 6.68% comparison · 7.44% advertised
- 1yr Fixed · P&I · Investor · ≤50% LVR
- 6.66% comparison · 7.29% advertised
- 1yr Fixed · P&I · Investor · 50–60% LVR
- 6.70% comparison · 7.34% advertised
- 1yr Fixed · P&I · Investor · 60–70% LVR
- 6.73% comparison · 7.39% advertised
- 1yr Fixed · P&I · Investor · 70–80% LVR
- 6.80% comparison · 7.49% advertised
- 1yr Fixed · Interest Only · Investor · ≤50% LVR
- 6.68% comparison · 7.44% advertised
- 1yr Fixed · Interest Only · Investor · 50–60% LVR
- 6.71% comparison · 7.44% advertised
- 1yr Fixed · Interest Only · Investor · 60–70% LVR
- 6.75% comparison · 7.49% advertised
- 1yr Fixed · Interest Only · Investor · 70–80% LVR
- 6.81% comparison · 7.54% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤50% LVR
- 6.63% comparison · 7.19% advertised
- 2yr Fixed · P&I · Owner-occupier · 50–60% LVR
- 6.66% comparison · 7.24% advertised
- 2yr Fixed · P&I · Owner-occupier · 60–70% LVR
- 6.70% comparison · 7.29% advertised
- 2yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 6.74% comparison · 7.34% advertised
- 2yr Fixed · Interest Only · Owner-occupier · ≤50% LVR
- 6.68% comparison · 7.44% advertised
- 2yr Fixed · Interest Only · Owner-occupier · 50–60% LVR
- 6.70% comparison · 7.44% advertised
- 2yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
- 6.73% comparison · 7.44% advertised
- 2yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 6.76% comparison · 7.44% advertised
- 2yr Fixed · P&I · Investor · ≤50% LVR
- 6.73% comparison · 7.29% advertised
- 2yr Fixed · P&I · Investor · 50–60% LVR
- 6.76% comparison · 7.34% advertised
- 2yr Fixed · P&I · Investor · 60–70% LVR
- 6.80% comparison · 7.39% advertised
- 2yr Fixed · P&I · Investor · 70–80% LVR
- 6.87% comparison · 7.49% advertised
- 2yr Fixed · Interest Only · Investor · ≤50% LVR
- 6.76% comparison · 7.44% advertised
- 2yr Fixed · Interest Only · Investor · 50–60% LVR
- 6.78% comparison · 7.44% advertised
- 2yr Fixed · Interest Only · Investor · 60–70% LVR
- 6.82% comparison · 7.49% advertised
- 2yr Fixed · Interest Only · Investor · 70–80% LVR
- 6.89% comparison · 7.54% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤50% LVR
- 6.69% comparison · 7.19% advertised
- 3yr Fixed · P&I · Owner-occupier · 50–60% LVR
- 6.72% comparison · 7.24% advertised
- 3yr Fixed · P&I · Owner-occupier · 60–70% LVR
- 6.76% comparison · 7.29% advertised
- 3yr Fixed · P&I · Owner-occupier · 70–80% LVR
- 6.80% comparison · 7.34% advertised
- 3yr Fixed · Interest Only · Owner-occupier · ≤50% LVR
- 6.76% comparison · 7.44% advertised
- 3yr Fixed · Interest Only · Owner-occupier · 50–60% LVR
- 6.78% comparison · 7.44% advertised
- 3yr Fixed · Interest Only · Owner-occupier · 60–70% LVR
- 6.81% comparison · 7.44% advertised
- 3yr Fixed · Interest Only · Owner-occupier · 70–80% LVR
- 6.84% comparison · 7.44% advertised
- 3yr Fixed · P&I · Investor · ≤50% LVR
- 6.79% comparison · 7.29% advertised
- 3yr Fixed · P&I · Investor · 50–60% LVR
- 6.83% comparison · 7.34% advertised
- 3yr Fixed · P&I · Investor · 60–70% LVR
- 6.86% comparison · 7.39% advertised
- 3yr Fixed · P&I · Investor · 70–80% LVR
- 6.93% comparison · 7.49% advertised
- 3yr Fixed · Interest Only · Investor · ≤50% LVR
- 6.83% comparison · 7.44% advertised
- 3yr Fixed · Interest Only · Investor · 50–60% LVR
- 6.85% comparison · 7.44% advertised
- 3yr Fixed · Interest Only · Investor · 60–70% LVR
- 6.90% comparison · 7.49% advertised
- 3yr Fixed · Interest Only · Investor · 70–80% LVR
- 6.96% comparison · 7.54% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- None
- Valuation fee
- None
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $100,000
- Maximum loan
- $3,000,000
- Athena Fixed · 1yr Fixed · P&I · Owner-occupier
- RBA cash rate
- Athena Fixed48 variants up 0.27 to 0.3014 days after the RBA rise to 4.60%+0.27 to +0.30
1yr Fixed · P&I · Owner-occupier · ≤50% LVR 6.29 6.56 +0.27 1yr Fixed · P&I · Owner-occupier · 50–60% LVR 6.32 6.59 +0.27 1yr Fixed · P&I · Owner-occupier · 60–70% LVR 6.35 6.63 +0.28 1yr Fixed · P&I · Owner-occupier · 70–80% LVR 6.39 6.67 +0.28 1yr Fixed · Interest Only · Owner-occupier · ≤50% LVR 6.31 6.59 +0.28 1yr Fixed · Interest Only · Owner-occupier · 50–60% LVR 6.34 6.62 +0.28 1yr Fixed · Interest Only · Owner-occupier · 60–70% LVR 6.37 6.65 +0.28 1yr Fixed · Interest Only · Owner-occupier · 70–80% LVR 6.41 6.68 +0.27 1yr Fixed · P&I · Investor · ≤50% LVR 6.39 6.66 +0.27 1yr Fixed · P&I · Investor · 50–60% LVR 6.42 6.70 +0.28 1yr Fixed · P&I · Investor · 60–70% LVR 6.46 6.73 +0.27 1yr Fixed · P&I · Investor · 70–80% LVR 6.52 6.80 +0.28 1yr Fixed · Interest Only · Investor · ≤50% LVR 6.40 6.68 +0.28 1yr Fixed · Interest Only · Investor · 50–60% LVR 6.43 6.71 +0.28 1yr Fixed · Interest Only · Investor · 60–70% LVR 6.47 6.75 +0.28 1yr Fixed · Interest Only · Investor · 70–80% LVR 6.53 6.81 +0.28 2yr Fixed · P&I · Owner-occupier · ≤50% LVR 6.34 6.63 +0.29 2yr Fixed · P&I · Owner-occupier · 50–60% LVR 6.37 6.66 +0.29 2yr Fixed · P&I · Owner-occupier · 60–70% LVR 6.41 6.70 +0.29 2yr Fixed · P&I · Owner-occupier · 70–80% LVR 6.45 6.74 +0.29 2yr Fixed · Interest Only · Owner-occupier · ≤50% LVR 6.39 6.68 +0.29 2yr Fixed · Interest Only · Owner-occupier · 50–60% LVR 6.41 6.70 +0.29 2yr Fixed · Interest Only · Owner-occupier · 60–70% LVR 6.44 6.73 +0.29 2yr Fixed · Interest Only · Owner-occupier · 70–80% LVR 6.47 6.76 +0.29 2yr Fixed · P&I · Investor · ≤50% LVR 6.44 6.73 +0.29 2yr Fixed · P&I · Investor · 50–60% LVR 6.47 6.76 +0.29 2yr Fixed · P&I · Investor · 60–70% LVR 6.51 6.80 +0.29 2yr Fixed · P&I · Investor · 70–80% LVR 6.58 6.87 +0.29 2yr Fixed · Interest Only · Investor · ≤50% LVR 6.47 6.76 +0.29 2yr Fixed · Interest Only · Investor · 50–60% LVR 6.49 6.78 +0.29 2yr Fixed · Interest Only · Investor · 60–70% LVR 6.53 6.82 +0.29 2yr Fixed · Interest Only · Investor · 70–80% LVR 6.59 6.89 +0.30 3yr Fixed · P&I · Owner-occupier · ≤50% LVR 6.40 6.69 +0.29 3yr Fixed · P&I · Owner-occupier · 50–60% LVR 6.43 6.72 +0.29 3yr Fixed · P&I · Owner-occupier · 60–70% LVR 6.47 6.76 +0.29 3yr Fixed · P&I · Owner-occupier · 70–80% LVR 6.51 6.80 +0.29 3yr Fixed · Interest Only · Owner-occupier · ≤50% LVR 6.46 6.76 +0.30 3yr Fixed · Interest Only · Owner-occupier · 50–60% LVR 6.49 6.78 +0.29 3yr Fixed · Interest Only · Owner-occupier · 60–70% LVR 6.51 6.81 +0.30 3yr Fixed · Interest Only · Owner-occupier · 70–80% LVR 6.54 6.84 +0.30 3yr Fixed · P&I · Investor · ≤50% LVR 6.50 6.79 +0.29 3yr Fixed · P&I · Investor · 50–60% LVR 6.53 6.83 +0.30 3yr Fixed · P&I · Investor · 60–70% LVR 6.57 6.86 +0.29 3yr Fixed · P&I · Investor · 70–80% LVR 6.64 6.93 +0.29 3yr Fixed · Interest Only · Investor · ≤50% LVR 6.54 6.83 +0.29 3yr Fixed · Interest Only · Investor · 50–60% LVR 6.56 6.85 +0.29 3yr Fixed · Interest Only · Investor · 60–70% LVR 6.60 6.90 +0.30 3yr Fixed · Interest Only · Investor · 70–80% LVR 6.66 6.96 +0.30
Tracked since 25 September 2026. Our own corrections of a misread figure aren't shown.
Fixed-rate home loan with 1, 2, or 3-year locked-in periods. Automatically converts to variable on expiry. No application, ongoing, redraw, or discharge fees.
Also from Athena Home Loans: Athena Straight Up 6.60% · Athena Power Up 6.75%
As of 15 October 2026, the Athena Home Loans Athena Fixed's 1-year fixed owner-occupier P&I variant has a comparison rate of 6.56% (7.19% advertised), ranking 22nd of 49 1-year fixed owner-occupier P&I loans. The product comes in 48 variants; the others are investor, interest-only, other fixed terms and other LVR bands. Its rate last moved on 14 October 2026, 14 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.