Athena Home Loans home loans
3 home loans with 16 options: variable or fixed from 1 to 3 years, for owner-occupiers or investors, paying principal and interest or interest only. Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate.
- Athena Straight UpRedraw · no ongoing fee6.60%
- Athena Power UpOffset account · redraw · no ongoing fee6.75%
- Athena FixedNo ongoing fee–
The lowest rate for each choice: the comparison rate where the lender publishes one, else the advertised rate. Every variant is on the loan's own page.
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Athena Straight Up16 variants up 0.2514 days after the RBA rise to 4.60%+0.25All Variable
P&I · Owner-occupier · ≤50% LVR 6.24 6.49 +0.25 P&I · Owner-occupier · 50–60% LVR 6.27 6.52 +0.25 P&I · Owner-occupier · 60–70% LVR 6.31 6.56 +0.25 P&I · Investor · ≤50% LVR 6.34 6.59 +0.25 P&I · Investor · 50–60% LVR 6.37 6.62 +0.25 P&I · Owner-occupier · 70–80% LVR 6.35 6.60 +0.25 P&I · Investor · 60–70% LVR 6.41 6.66 +0.25 Interest Only · Owner-occupier · 70–80% LVR 6.40 6.65 +0.25 Interest Only · Owner-occupier · 50–60% LVR 6.36 6.61 +0.25 Interest Only · Owner-occupier · 60–70% LVR 6.38 6.63 +0.25 Interest Only · Owner-occupier · ≤50% LVR 6.35 6.60 +0.25 P&I · Investor · 70–80% LVR 6.48 6.73 +0.25 Interest Only · Investor · ≤50% LVR 6.43 6.68 +0.25 Interest Only · Investor · 50–60% LVR 6.44 6.69 +0.25 Interest Only · Investor · 60–70% LVR 6.48 6.73 +0.25 Interest Only · Investor · 70–80% LVR 6.54 6.79 +0.25 - Athena Power Up16 variants up 0.25 to 0.2614 days after the RBA rise to 4.60%+0.25 to +0.26All Variable
P&I · Owner-occupier · ≤50% LVR 6.39 6.64 +0.25 P&I · Owner-occupier · 50–60% LVR 6.42 6.67 +0.25 P&I · Owner-occupier · 60–70% LVR 6.46 6.71 +0.25 P&I · Investor · ≤50% LVR 6.49 6.74 +0.25 P&I · Investor · 50–60% LVR 6.52 6.77 +0.25 P&I · Owner-occupier · 70–80% LVR 6.50 6.75 +0.25 P&I · Investor · 60–70% LVR 6.56 6.81 +0.25 Interest Only · Owner-occupier · 60–70% LVR 6.53 6.78 +0.25 Interest Only · Owner-occupier · 50–60% LVR 6.51 6.76 +0.25 Interest Only · Owner-occupier · 70–80% LVR 6.55 6.81 +0.26 Interest Only · Owner-occupier · ≤50% LVR 6.50 6.75 +0.25 Interest Only · Investor · ≤50% LVR 6.58 6.83 +0.25 Interest Only · Investor · 50–60% LVR 6.59 6.84 +0.25 P&I · Investor · 70–80% LVR 6.63 6.88 +0.25 Interest Only · Investor · 60–70% LVR 6.63 6.88 +0.25 Interest Only · Investor · 70–80% LVR 6.69 6.94 +0.25 - Athena Fixed48 variants up 0.27 to 0.3014 days after the RBA rise to 4.60%+0.27 to +0.30
Tracked since 25 September 2026. Our own corrections of a misread figure aren't shown.
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare home loans · Home loan report
Notes on Athena Home Loans home loans
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As of 15 October 2026, Athena Home Loans has three home loan products in 80 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.60% (Athena Straight Up), ranking 61st of 91 variable owner-occupier P&I loans and sitting 0.06 points above the market average of 6.54%. Its rates last moved on 14 October 2026, 14 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.