Home loan · Variable

Athena Power Up

Loan for
Repayments

6.75%comparison rate p.a. · 6.79% advertised

Variable · P&I · Owner-occupier · 70–80% LVR

76th of 91 variable owner-occupier P&I loans

Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Application fee
None
Ongoing fee
None
Discharge fee
None
Compare all 311 home loans

Variable · P&I · Owner-occupier · ≤50% LVR
6.64% comparison · 6.64% advertised
Variable · P&I · Owner-occupier · 50–60% LVR
6.67% comparison · 6.69% advertised
Variable · P&I · Owner-occupier · 60–70% LVR
6.71% comparison · 6.74% advertised
Variable · P&I · Owner-occupier · 70–80% LVR
6.75% comparison · 6.79% advertised
Variable · Interest Only · Owner-occupier · ≤50% LVR
6.75% comparison · 6.89% advertised
Variable · Interest Only · Owner-occupier · 50–60% LVR
6.76% comparison · 6.89% advertised
Variable · Interest Only · Owner-occupier · 60–70% LVR
6.78% comparison · 6.89% advertised
Variable · Interest Only · Owner-occupier · 70–80% LVR
6.81% comparison · 6.89% advertised
Variable · P&I · Investor · ≤50% LVR
6.74% comparison · 6.74% advertised
Variable · P&I · Investor · 50–60% LVR
6.77% comparison · 6.79% advertised
Variable · P&I · Investor · 60–70% LVR
6.81% comparison · 6.84% advertised
Variable · P&I · Investor · 70–80% LVR
6.88% comparison · 6.94% advertised
Variable · Interest Only · Investor · ≤50% LVR
6.83% comparison · 6.94% advertised
Variable · Interest Only · Investor · 50–60% LVR
6.84% comparison · 6.94% advertised
Variable · Interest Only · Investor · 60–70% LVR
6.88% comparison · 6.99% advertised
Variable · Interest Only · Investor · 70–80% LVR
6.94% comparison · 7.04% advertised

Application fee
None
Ongoing fee
None
Discharge fee
None
Valuation fee
None
Offset account fee
None
Redraw fee
None

Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

Minimum loan
$100,000
Maximum loan
$3,000,000

  • Athena Power Up · Variable · P&I · Owner-occupier
  • RBA cash rate
  • Market average
4.005.006.007.00AugSepToday6.75% p.a. today
  1. Athena Power Up16 variants up 0.25 to 0.2614 days after the RBA rise to 4.60%
    All Variable
    P&I · Owner-occupier · ≤50% LVR6.396.64+0.25
    P&I · Owner-occupier · 50–60% LVR6.426.67+0.25
    P&I · Owner-occupier · 60–70% LVR6.466.71+0.25
    P&I · Owner-occupier · 70–80% LVR6.506.75+0.25
    Interest Only · Owner-occupier · ≤50% LVR6.506.75+0.25
    Interest Only · Owner-occupier · 50–60% LVR6.516.76+0.25
    Interest Only · Owner-occupier · 60–70% LVR6.536.78+0.25
    Interest Only · Owner-occupier · 70–80% LVR6.556.81+0.26
    P&I · Investor · ≤50% LVR6.496.74+0.25
    P&I · Investor · 50–60% LVR6.526.77+0.25
    P&I · Investor · 60–70% LVR6.566.81+0.25
    P&I · Investor · 70–80% LVR6.636.88+0.25
    Interest Only · Investor · ≤50% LVR6.586.83+0.25
    Interest Only · Investor · 50–60% LVR6.596.84+0.25
    Interest Only · Investor · 60–70% LVR6.636.88+0.25
    Interest Only · Investor · 70–80% LVR6.696.94+0.25
    +0.25 to +0.26

Tracked since 25 September 2026. Our own corrections of a misread figure aren't shown.

Variable-rate home loan with 100% offset (up to 10 sub-accounts), free redraw, and split-loan capability. Includes AcceleRATES automatic rate reductions as LVR drops, and Automatic Rate Match for existing customers.

Also from Athena Home Loans: Athena Fixed 6.56% · Athena Straight Up 6.60%

As of 15 October 2026, the Athena Home Loans Athena Power Up's variable owner-occupier P&I variant has a comparison rate of 6.75% (6.79% advertised), ranking 76th of 91 variable owner-occupier P&I loans and sitting 0.21 points above the market average of 6.54%. The product comes in 16 variants; the others are investor, interest-only and other LVR bands. Its rate last moved on 14 October 2026, 14 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.