Home loan · Variable
Athena Power Up
6.75%comparison rate p.a. · 6.79% advertised
Variable · P&I · Owner-occupier · 70–80% LVR
76th of 91 variable owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- None
- Variable · P&I · Owner-occupier · ≤50% LVR
- 6.64% comparison · 6.64% advertised
- Variable · P&I · Owner-occupier · 50–60% LVR
- 6.67% comparison · 6.69% advertised
- Variable · P&I · Owner-occupier · 60–70% LVR
- 6.71% comparison · 6.74% advertised
- Variable · P&I · Owner-occupier · 70–80% LVR
- 6.75% comparison · 6.79% advertised
- Variable · Interest Only · Owner-occupier · ≤50% LVR
- 6.75% comparison · 6.89% advertised
- Variable · Interest Only · Owner-occupier · 50–60% LVR
- 6.76% comparison · 6.89% advertised
- Variable · Interest Only · Owner-occupier · 60–70% LVR
- 6.78% comparison · 6.89% advertised
- Variable · Interest Only · Owner-occupier · 70–80% LVR
- 6.81% comparison · 6.89% advertised
- Variable · P&I · Investor · ≤50% LVR
- 6.74% comparison · 6.74% advertised
- Variable · P&I · Investor · 50–60% LVR
- 6.77% comparison · 6.79% advertised
- Variable · P&I · Investor · 60–70% LVR
- 6.81% comparison · 6.84% advertised
- Variable · P&I · Investor · 70–80% LVR
- 6.88% comparison · 6.94% advertised
- Variable · Interest Only · Investor · ≤50% LVR
- 6.83% comparison · 6.94% advertised
- Variable · Interest Only · Investor · 50–60% LVR
- 6.84% comparison · 6.94% advertised
- Variable · Interest Only · Investor · 60–70% LVR
- 6.88% comparison · 6.99% advertised
- Variable · Interest Only · Investor · 70–80% LVR
- 6.94% comparison · 7.04% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- None
- Valuation fee
- None
- Offset account fee
- None
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $100,000
- Maximum loan
- $3,000,000
- Athena Power Up · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
- Athena Power Up16 variants up 0.25 to 0.2614 days after the RBA rise to 4.60%+0.25 to +0.26All Variable
P&I · Owner-occupier · ≤50% LVR 6.39 6.64 +0.25 P&I · Owner-occupier · 50–60% LVR 6.42 6.67 +0.25 P&I · Owner-occupier · 60–70% LVR 6.46 6.71 +0.25 P&I · Owner-occupier · 70–80% LVR 6.50 6.75 +0.25 Interest Only · Owner-occupier · ≤50% LVR 6.50 6.75 +0.25 Interest Only · Owner-occupier · 50–60% LVR 6.51 6.76 +0.25 Interest Only · Owner-occupier · 60–70% LVR 6.53 6.78 +0.25 Interest Only · Owner-occupier · 70–80% LVR 6.55 6.81 +0.26 P&I · Investor · ≤50% LVR 6.49 6.74 +0.25 P&I · Investor · 50–60% LVR 6.52 6.77 +0.25 P&I · Investor · 60–70% LVR 6.56 6.81 +0.25 P&I · Investor · 70–80% LVR 6.63 6.88 +0.25 Interest Only · Investor · ≤50% LVR 6.58 6.83 +0.25 Interest Only · Investor · 50–60% LVR 6.59 6.84 +0.25 Interest Only · Investor · 60–70% LVR 6.63 6.88 +0.25 Interest Only · Investor · 70–80% LVR 6.69 6.94 +0.25
Tracked since 25 September 2026. Our own corrections of a misread figure aren't shown.
Variable-rate home loan with 100% offset (up to 10 sub-accounts), free redraw, and split-loan capability. Includes AcceleRATES automatic rate reductions as LVR drops, and Automatic Rate Match for existing customers.
Also from Athena Home Loans: Athena Fixed 6.56% · Athena Straight Up 6.60%
As of 15 October 2026, the Athena Home Loans Athena Power Up's variable owner-occupier P&I variant has a comparison rate of 6.75% (6.79% advertised), ranking 76th of 91 variable owner-occupier P&I loans and sitting 0.21 points above the market average of 6.54%. The product comes in 16 variants; the others are investor, interest-only and other LVR bands. Its rate last moved on 14 October 2026, 14 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.