Home loan · Variable
Classic Home Loan
6.65%comparison rate p.a. · 6.49% advertised
Variable · P&I · Owner-occupier · 60–80% LVR
64th of 149 variable owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- $595
- Ongoing fee
- $8 a month
- Discharge fee
- $380
- Variable · P&I · Owner-occupier · ≤60% LVR
- 6.55% comparison · 6.39% advertised
- Variable · P&I · Owner-occupier · 60–80% LVR
- 6.65% comparison · 6.49% advertised
- Variable · P&I · Owner-occupier · 80–95% LVR
- 7.10% comparison · 6.94% advertised
- Application fee
- $595
- Ongoing fee
- $8 a month
- Discharge fee
- $380
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Classic Home Loan · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
No changes recorded for this product since tracking began on 11 November 2026.
Also from Coastline Bank: First Home Buyer Loan 6.14% · Investment Essentials 6.55% · Interest Only (Owner Occupied) 6.56% · Interest Only (Investment) 6.56% · Fixed Rate Investment Loan 6.64% · Fixed Rate Home Loan 6.64%
As of 13 November 2026, the Coastline Bank Classic Home Loan's variable owner-occupier P&I variant has a comparison rate of 6.65% (6.49% advertised), ranking 64th of 149 variable owner-occupier P&I loans and sitting 0.17 points below the market average of 6.82%. The product comes in 3 variants; the others are other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.