Home loan · Variable

Interest Only (Owner Occupied)

Deposit

7.11%comparison rate p.a. · 7.04% advertised

Variable · Interest Only · Owner-occupier · 80–90% LVR

37th of 77 variable owner-occupier interest-only loans

Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Offset account
No
Redraw
Yes
Extra repayments
Yes
Application fee
$595
Ongoing fee
None
Discharge fee
$380
Compare all 859 home loans

Variable · Interest Only · Owner-occupier · ≤60% LVR
6.56% comparison · 6.49% advertised
Variable · Interest Only · Owner-occupier · 60–80% LVR
6.66% comparison · 6.59% advertised
Variable · Interest Only · Owner-occupier · 80–90% LVR
7.11% comparison · 7.04% advertised

Application fee
$595
Ongoing fee
None
Discharge fee
$380
Redraw fee
None

Offset account
No
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

  • Interest Only (Owner Occupied) · Variable · Interest Only · Owner-occupier
  • RBA cash rate
5.006.00SepOctToday6.56% p.a. today

No changes recorded for this product since tracking began on 11 November 2026.

Also from Coastline Bank: First Home Buyer Loan 6.14% · Investment Essentials 6.55% · Interest Only (Investment) 6.56% · Fixed Rate Investment Loan 6.64% · Fixed Rate Home Loan 6.64% · Classic Home Loan 6.65%

As of 13 November 2026, the Coastline Bank Interest Only (Owner Occupied)'s variable owner-occupier interest-only variant has a comparison rate of 6.56% (6.49% advertised), ranking 7th of 77 variable owner-occupier interest-only loans. The product comes in 3 variants; the others are interest-only and other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.