Home loan · 1yr Fixed
Fixed Rate Home Loan
6.67%comparison rate p.a. · 6.74% advertised
1yr Fixed · P&I · Owner-occupier · 80–95% LVR
29th of 75 1-year fixed owner-occupier P&I loans
The same choices at every rate type
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- $595
- Ongoing fee
- $8 a month
- Discharge fee
- $380
- 1yr Fixed · P&I · Owner-occupier · ≤60% LVR
- 6.64% comparison · 6.45% advertised
- 1yr Fixed · P&I · Owner-occupier · 60–80% LVR
- 6.65% comparison · 6.49% advertised
- 1yr Fixed · P&I · Owner-occupier · 80–95% LVR
- 6.67% comparison · 6.74% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤60% LVR
- 6.66% comparison · 6.54% advertised
- 2yr Fixed · P&I · Owner-occupier · 60–80% LVR
- 6.66% comparison · 6.54% advertised
- 2yr Fixed · P&I · Owner-occupier · 80–95% LVR
- 6.71% comparison · 6.79% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤60% LVR
- 6.68% comparison · 6.59% advertised
- 3yr Fixed · P&I · Owner-occupier · 60–80% LVR
- 6.68% comparison · 6.59% advertised
- 3yr Fixed · P&I · Owner-occupier · 80–95% LVR
- 6.75% comparison · 6.84% advertised
- Application fee
- $595
- Ongoing fee
- $8 a month
- Discharge fee
- $380
- Redraw fee
- None
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Fixed Rate Home Loan · 1yr Fixed · P&I · Owner-occupier
- RBA cash rate
No changes recorded for this product since tracking began on 11 November 2026.
Also from Coastline Bank: First Home Buyer Loan 6.14% · Investment Essentials 6.55% · Interest Only (Owner Occupied) 6.56% · Interest Only (Investment) 6.56% · Fixed Rate Investment Loan 6.64% · Classic Home Loan 6.65%
As of 14 November 2026, the Coastline Bank Fixed Rate Home Loan's 1-year fixed owner-occupier P&I variant has a comparison rate of 6.64% (6.45% advertised), ranking 26th of 75 1-year fixed owner-occupier P&I loans. The product comes in 9 variants; the others are other fixed terms and other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.