Home loan · 3yr Fixed
GO BASIC FIXED HOME LOAN
6.45%comparison rate p.a. · 6.39% advertised
3yr Fixed · P&I · Owner-occupier · ≤80% LVR
6th of 73 3-year fixed owner-occupier P&I loans
The same choices at every rate type
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- $1,500
- Ongoing fee
- None
- Discharge fee
- $696
- 1yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.49% comparison · 6.74% advertised
- 1yr Fixed · P&I · Owner-occupier · 80–95% LVR
- 6.79% comparison · 7.04% advertised
- 1yr Fixed · P&I · Investor · ≤80% LVR
- 6.71% comparison · 6.79% advertised
- 1yr Fixed · P&I · Investor · 80–95% LVR
- 7.01% comparison · 7.09% advertised
- 1yr Fixed · Interest Only · Investor · ≤80% LVR
- 6.74% comparison · 7.09% advertised
- 1yr Fixed · Interest Only · Investor · 80–95% LVR
- 7.04% comparison · 7.39% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.51% comparison · 6.69% advertised
- 2yr Fixed · P&I · Owner-occupier · 80–95% LVR
- 6.81% comparison · 6.99% advertised
- 2yr Fixed · P&I · Investor · ≤80% LVR
- 6.71% comparison · 6.74% advertised
- 2yr Fixed · P&I · Investor · 80–95% LVR
- 7.01% comparison · 7.04% advertised
- 2yr Fixed · Interest Only · Investor · ≤80% LVR
- 6.77% comparison · 7.04% advertised
- 2yr Fixed · Interest Only · Investor · 80–95% LVR
- 7.07% comparison · 7.34% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.45% comparison · 6.39% advertised
- 3yr Fixed · P&I · Owner-occupier · 80–95% LVR
- 6.75% comparison · 6.69% advertised
- 3yr Fixed · P&I · Investor · ≤80% LVR
- 6.65% comparison · 6.49% advertised
- 3yr Fixed · P&I · Investor · 80–95% LVR
- 6.95% comparison · 6.79% advertised
- 3yr Fixed · Interest Only · Investor · ≤80% LVR
- 6.73% comparison · 6.79% advertised
- 3yr Fixed · Interest Only · Investor · 80–95% LVR
- 7.03% comparison · 7.09% advertised
- Application fee
- $1,500
- Ongoing fee
- None
- Discharge fee
- $696
- Redraw fee
- None
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $50,000
- GO BASIC FIXED HOME LOAN · 3yr Fixed · P&I · Owner-occupier
- RBA cash rate
No changes recorded for this product since tracking began on 11 November 2026.
A fixed rate for 3 years for owner occupiers with a maximum LVR of 80% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
Also from CommFCU: Go Basic Variable Home Loan 6.45% · BOOST PACKAGE HOME LOAN FIXED 6.84% · BOOST PACKAGE HOME LOAN 6.91%
As of 13 November 2026, the CommFCU GO BASIC FIXED HOME LOAN's 3-year fixed owner-occupier P&I variant has a comparison rate of 6.45% (6.39% advertised), ranking 6th of 73 3-year fixed owner-occupier P&I loans. The product comes in 18 variants; the others are investor, interest-only, other fixed terms and other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.