CommFCU home loans
4 home loans with 13 options: variable or fixed from 1 to 3 years, for owner-occupiers or investors, paying principal and interest or interest only, with rates by deposit size. Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate.
- Go Basic Variable Home LoanRedraw · no ongoing fee6.45%
- BOOST PACKAGE HOME LOANOffset account · redraw · no ongoing fee6.91%
- GO BASIC FIXED HOME LOANRedraw · no ongoing fee–
- BOOST PACKAGE HOME LOAN FIXEDRedraw · no ongoing fee–
The lowest rate for each choice: the comparison rate where the lender publishes one, else the advertised rate. Every variant is on the loan's own page.
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
November 20268 changes
- 13Fri
- BOOST PACKAGE HOME LOAN - INVESTMENT LVR 95% (Interest Only)variable investor interest-only 7.17 → 7.429 days after the RBA rise to 4.85%+0.25
- BOOST PACKAGE HOME LOAN - 3 YEAR FIXED - INVESTMENT LVR 80% (Principal and Interest)3-year fixed investor P&I 6.83 → 7.009 days after the RBA rise to 4.85%+0.17
- BOOST PACKAGE HOME LOAN - INVESTMENT LVR 80% (Principal and Interest)variable investor P&I 6.86 → 7.119 days after the RBA rise to 4.85%+0.25
- BOOST PACKAGE HOME LOAN - 2 YEAR FIXED - OWNER-OCCUPIED LVR 95% (Principal and Interest)2-year fixed owner-occupier P&I 6.98 → 7.219 days after the RBA rise to 4.85%+0.23
- BOOST PACKAGE HOME LOAN - 3 YEAR FIXED - INVESTMENT LVR 95% (Interest Only)3-year fixed investor interest-only 7.23 → 7.409 days after the RBA rise to 4.85%+0.17
- BOOST PACKAGE HOME LOAN - OWNER-OCCUPIED LVR 80% (Principal and Interest)variable owner-occupier P&I 6.66 → 6.919 days after the RBA rise to 4.85%+0.25
- BOOST PACKAGE HOME LOAN - INVESTMENT LVR 95% (Principal and Interest)variable investor P&I 7.15 → 7.409 days after the RBA rise to 4.85%+0.25
- BOOST PACKAGE HOME LOAN - 3 YEAR FIXED - INVESTMENT LVR 95% (Principal and Interest)3-year fixed investor P&I 7.13 → 7.309 days after the RBA rise to 4.85%+0.17
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare home loans · Home loan report
Notes on CommFCU home loans
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As of 13 November 2026, CommFCU has four home loan products in 48 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.45% (Go Basic Variable Home Loan), ranking 34th of 149 variable owner-occupier P&I loans and sitting 0.37 points below the market average of 6.82%. Its rates last moved on 13 November 2026, 9 days after the RBA rise to 4.85%. From the provider's Consumer Data Right feed, refreshed nightly.