Home loan · Variable
Go Basic Variable Home Loan
6.45%comparison rate p.a. · 6.40% advertised
Variable · P&I · Owner-occupier · ≤80% LVR
34th of 149 variable owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- $1,500
- Ongoing fee
- None
- Discharge fee
- $696
- Variable · P&I · Owner-occupier · ≤80% LVR
- 6.45% comparison · 6.40% advertised
- Variable · P&I · Owner-occupier · 80–95% LVR
- 6.50% comparison · 6.70% advertised
- Variable · P&I · Investor · ≤80% LVR
- 6.69% comparison · 6.64% advertised
- Variable · P&I · Investor · 80–95% LVR
- 6.99% comparison · 6.94% advertised
- Variable · Interest Only · Investor · ≤80% LVR
- 6.73% comparison · 6.74% advertised
- Variable · Interest Only · Investor · 80–95% LVR
- 7.03% comparison · 7.04% advertised
- Application fee
- $1,500
- Ongoing fee
- None
- Discharge fee
- $696
- Redraw fee
- None
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $50,000
- Go Basic Variable Home Loan · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
No changes recorded for this product since tracking began on 11 November 2026.
A basic variable home loan for owner occupiers with a maximum LVR of 80%, that includes redraw, a competitive rate and other flexible features to help you pay your loan off sooner.
Also from CommFCU: GO BASIC FIXED HOME LOAN 6.45% · BOOST PACKAGE HOME LOAN FIXED 6.84% · BOOST PACKAGE HOME LOAN 6.91%
As of 13 November 2026, the CommFCU Go Basic Variable Home Loan's variable owner-occupier P&I variant has a comparison rate of 6.45% (6.40% advertised), ranking 34th of 149 variable owner-occupier P&I loans and sitting 0.37 points below the market average of 6.82%. The product comes in 6 variants; the others are investor, interest-only and other LVR bands. From the provider's Consumer Data Right feed, refreshed nightly.