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Home loan · Variable

Chameleon - Freedom Home Loan 90

Deposit

7.18%comparison rate p.a. · 7.14% advertised

Variable · P&I · Owner-occupier · ≤90% LVR

88th of 91 variable owner-occupier P&I loans

Go to Mortgage House

Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Offset account
No
Redraw
Yes
Extra repayments
Yes
Application fee
$600
Ongoing fee
None
Discharge fee
$500
Compare all 311 home loans

Variable · P&I · Owner-occupier · ≤90% LVR
7.18% comparison · 7.14% advertised

Application fee
$600
Ongoing fee
None
Discharge fee
$500
Redraw fee
None

Offset account
No
Redraw
Yes
Extra repayments
Yes
Portable
Yes
Repayment holiday
No

Minimum loan
$150,000
Maximum loan
$2,000,000

  • Chameleon - Freedom Home Loan 90 · Variable · P&I · Owner-occupier
  • RBA cash rate
  • Market average
4.005.006.007.00AugSepToday7.18% p.a. today
  1. Chameleon - Freedom Home Loan 90variable owner-occupier P&I 6.93 → 7.189 days after the RBA rise to 4.60%
    +0.25
  2. Chameleon - Freedom Home Loan 90application fee $0 → $600
    +$600

Tracked since 25 September 2026. Our own corrections of a misread figure aren't shown.

Variable-rate owner-occupied home loan with flexible features and lending up to 90% LVR.

Also from Mortgage House: Chameleon Executive Home Loan 60 6.18% · Chameleon Executive Home Loan 80 6.23% · Fix & Save Fixed 6.29% · Chameleon - Freedom Home Loan 60 6.43% · Chameleon - Freedom Home Loan 80 6.48% · Chameleon - Executive Home Loan 60 (with offset) 6.54%

As of 15 October 2026, the Mortgage House Chameleon - Freedom Home Loan 90's variable owner-occupier P&I variant has a comparison rate of 7.18% (7.14% advertised), ranking 88th of 91 variable owner-occupier P&I loans and sitting 0.64 points above the market average of 6.54%. Its rate last moved on 9 October 2026, 9 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.