Home loan · 1yr Fixed
Fix & Save Fixed
6.29%comparison rate p.a. · 6.79% advertised
1yr Fixed · P&I · Owner-occupier · ≤80% LVR
6th of 49 1-year fixed owner-occupier P&I loans
The same choices at every rate type
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- $33 a month
- Discharge fee
- $500
- 1yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.29% comparison · 6.79% advertised
- 1yr Fixed · P&I · Investor · ≤90% LVR
- 7.47% comparison · 6.89% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 6.35% comparison · 6.79% advertised
- 2yr Fixed · P&I · Investor · ≤80% LVR
- 6.73% comparison · 6.89% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤95% LVR
- 7.26% comparison · 6.79% advertised
- 3yr Fixed · P&I · Investor · ≤90% LVR
- 7.36% comparison · 6.89% advertised
- 5yr Fixed · P&I · Owner-occupier · ≤95% LVR
- 7.34% comparison · 7.19% advertised
- 5yr Fixed · P&I · Investor · ≤90% LVR
- 7.49% comparison · 7.39% advertised
- Application fee
- None
- Ongoing fee
- $33 a month
- Discharge fee
- $500
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Portable
- Yes
- Repayment holiday
- No
- Minimum loan
- $150,000
- Maximum loan
- $2,000,000
- Fix & Save Fixed · 1yr Fixed · P&I · Owner-occupier
- RBA cash rate
No changes recorded for this product since tracking began on 25 September 2026.
One-year fixed-rate owner-occupied home loan with principal and interest repayments.
Also from Mortgage House: Chameleon Executive Home Loan 60 6.18% · Chameleon Executive Home Loan 80 6.23% · Chameleon - Freedom Home Loan 60 6.43% · Chameleon - Freedom Home Loan 80 6.48% · Chameleon - Executive Home Loan 60 (with offset) 6.54% · Chameleon - Freedom Home Loan 90 7.18%
As of 15 October 2026, the Mortgage House Fix & Save Fixed's 1-year fixed owner-occupier P&I variant has a comparison rate of 6.29% (6.79% advertised), ranking 6th of 49 1-year fixed owner-occupier P&I loans. The product comes in 8 variants; the others are investor and other fixed terms. From the provider's Consumer Data Right feed, refreshed nightly.