Mortgage House home loans
7 home loans with 10 options: variable or fixed from 1 to 5 years, for owner-occupiers or investors, paying principal and interest, with rates by deposit size. Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate.
- Chameleon Executive Home Loan 60Redraw · no ongoing fee–
- Chameleon Executive Home Loan 80Offset account · redraw · no ongoing fee6.23%
- Chameleon - Freedom Home Loan 60Redraw · no ongoing fee–
- Chameleon - Freedom Home Loan 80Redraw · no ongoing fee6.48%
- Chameleon - Executive Home Loan 60 (with offset)Offset account · redraw–
- Chameleon - Freedom Home Loan 90Redraw · no ongoing fee7.18%
- Fix & Save Fixed–
The lowest rate for each choice: the comparison rate where the lender publishes one, else the advertised rate. Every variant is on the loan's own page.
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Chameleon - Executive Home Loan 60 (with offset)variable owner-occupier P&I 6.29 → 6.549 days after the RBA rise to 4.60%+0.25
- Chameleon - Executive Home Loan 60 (with offset)application fee $0 → $600+$600
- Chameleon - Freedom Home Loan 60variable owner-occupier P&I 6.18 → 6.439 days after the RBA rise to 4.60%+0.25
- Chameleon - Freedom Home Loan 60application fee $0 → $600+$600
- Chameleon - Executive Investment Home Loan 80variable investor P&I 6.48 → 6.739 days after the RBA rise to 4.60%+0.25
- Chameleon - Executive Investment Home Loan 80application fee $0 → $600+$600
- Chameleon - Executive Investment Home Loan 60variable investor P&I 6.38 → 6.639 days after the RBA rise to 4.60%+0.25
- Chameleon - Executive Investment Home Loan 60application fee $0 → $600+$600
- Chameleon - Executive Home Loan 60variable owner-occupier P&I 5.93 → 6.189 days after the RBA rise to 4.60%+0.25
- Chameleon - Executive Home Loan 60application fee $0 → $600+$600
- Chameleon - Freedom Home Loan 90variable owner-occupier P&I 6.93 → 7.189 days after the RBA rise to 4.60%+0.25
- Chameleon - Freedom Home Loan 90application fee $0 → $600+$600
- Chameleon - Executive Home Loan 80variable owner-occupier P&I 5.98 → 6.239 days after the RBA rise to 4.60%+0.25
- Chameleon - Executive Home Loan 80application fee $0 → $600+$600
- Chameleon - Freedom Home Loan 80variable owner-occupier P&I 6.23 → 6.489 days after the RBA rise to 4.60%+0.25
- Chameleon - Freedom Home Loan 80application fee $0 → $600+$600
Tracked since 25 September 2026. Our own corrections of a misread figure aren't shown.
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare home loans · Home loan report
Notes on Mortgage House home loans
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As of 15 October 2026, Mortgage House has seven home loan products in 16 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.18% (Chameleon Executive Home Loan 60), ranking 6th of 91 variable owner-occupier P&I loans and sitting 0.36 points below the market average of 6.54%. Its rates last moved on 9 October 2026, 9 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.