Basic Variable Investment Construction

As of 18 September 2026, the People First Bank Basic Variable Investment Construction's variable investor P&I variant has a comparison rate of 8.83% (8.83% advertised), ranking 72nd of 81 variable investor P&I loans.

8.83%comparison rate p.a.

8.83% advertised · Variable · P&I · Investor · ≤90% LVR

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Rate over time

Comparison rate · Variable · P&I · Investor · ≤90% LVR

Basic Variable Investment Construction · Variable · P&I · Investor
RBA cash rate

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate

Variable · P&I · Investor · ≤90% LVR: 8.83% comparison · 8.83% advertised

Fees

Application fee: None
Ongoing fee: None
Discharge fee: $350

Features

Offset account: Yes
Redraw: No
Extra repayments: Yes
Portable: No
Repayment holiday: No

Eligibility

Minimum loan: $20,000

About this product

Our Basic Variable Home & Investment Construction Loans offers our lowest rate with no upfront or no ongoing monthly fee which enables you to make unlimited extra repayments to pay off your loan quicker.

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