Fixed Investment Loan - Interest Only

As of 18 September 2026, the People First Bank Fixed Investment Loan - Interest Only's 1-year fixed investor interest-only variant has a comparison rate of 6.29% (6.69% advertised), ranking 3rd of 44 1-year fixed investor interest-only loans. The product comes in 5 variants; the others are investor, interest-only and other fixed terms.

6.29%comparison rate p.a.

6.69% advertised · 1yr Fixed · Interest Only · Investor · ≤80% LVR

4 other variants: investor, interest-only and other fixed terms below.

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Rate over time

Comparison rate · 1yr Fixed · Interest Only · Investor · ≤80% LVR

Fixed Investment Loan - Interest Only · 1yr Fixed · Interest Only · Investor
RBA cash rate

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate

1yr Fixed · Interest Only · Investor · ≤80% LVR: 6.29% comparison · 6.69% advertised
2yr Fixed · Interest Only · Investor · ≤80% LVR: 6.32% comparison · 6.64% advertised
3yr Fixed · Interest Only · Investor · ≤80% LVR: 6.37% comparison · 6.69% advertised
4yr Fixed · Interest Only · Investor · ≤80% LVR: 6.44% comparison · 6.79% advertised
5yr Fixed · Interest Only · Investor · ≤80% LVR: 6.48% comparison · 6.79% advertised

Fees

Headline variant

Application fee: None
Ongoing fee: None
Discharge fee: $350
Redraw fee: None

Features

Headline variant

Offset account: No
Redraw: Yes
Extra repayments: Yes
Portable: No
Repayment holiday: No

Eligibility

Minimum loan: $20,000

About this product

With our Fixed Rate Home & Investment Interest Only Loans you can set your interest rate for a fixed period of time, so you know exactly what your mortgage repayments will be, helping you to budget and plan your finances.

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