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People First Bank · Home loan · 1yr Fixed
LiveFixed Investment Loan
As of 18 September 2026, the People First Bank Fixed Investment Loan's 1-year fixed investor P&I variant has a comparison rate of 6.31% (6.89% advertised), ranking 4th of 43 1-year fixed investor P&I loans. The product comes in 5 variants; the others are investor and other fixed terms.
6.31%comparison rate p.a.
6.89% advertised · 1yr Fixed · P&I · Investor · 80–90% LVR
4 other variants: investor and other fixed terms below.
Rate over time
Comparison rate · 1yr Fixed · P&I · Investor · 80–90% LVR- Fixed Investment Loan · 1yr Fixed · P&I · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- 1yr Fixed · P&I · Investor · 80–90% LVR
- 6.31% comparison · 6.89% advertised
- 2yr Fixed · P&I · Investor · 80–90% LVR
- 6.36% comparison · 6.84% advertised
- 3yr Fixed · P&I · Investor · 80–90% LVR
- 6.43% comparison · 6.89% advertised
- 4yr Fixed · P&I · Investor · 80–90% LVR
- 6.52% comparison · 6.99% advertised
- 5yr Fixed · P&I · Investor · 80–90% LVR
- 6.58% comparison · 6.99% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $350
- Redraw fee
- None
Features
Headline variant- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $20,000
About this product
With our Fixed Rate Home & Investment Loans you can set your interest rate for a fixed period of time, so you know exactly what your mortgage repayments will be, helping you to budget and plan your finances.