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People First Bank · Home loan · Variable
LiveBasic Variable Investment Construction - IO
As of 18 September 2026, the People First Bank Basic Variable Investment Construction - IO's variable investor interest-only variant has a comparison rate of 9.03% (9.24% advertised), ranking 67th of 80 variable investor interest-only loans.
9.03%comparison rate p.a.
9.24% advertised · Variable · Interest Only · Investor · ≤80% LVR
Rate over time
Comparison rate · Variable · Interest Only · Investor · ≤80% LVR- Basic Variable Investment Construction - IO · Variable · Interest Only · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · Interest Only · Investor · ≤80% LVR
- 9.03% comparison · 9.24% advertised
Fees
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $350
Features
- Offset account
- Yes
- Redraw
- No
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $20,000
About this product
Our Basic Variable Home & Investment Construction Loans offers our lowest rate with no upfront or no ongoing monthly fee which enables you to make unlimited extra repayments to pay off your loan quicker.