Discount Variable - Investment

As of 18 September 2026, the People First Bank Discount Variable - Investment 's variable investor P&I variant has a comparison rate of 6.15% (6.14% advertised), ranking 2nd of 81 variable investor P&I loans. The product comes in 8 variants; the others are investor, interest-only and other LVR bands.

6.15%comparison rate p.a.

6.14% advertised · Variable · P&I · Investor · ≤70% LVR

7 other variants: investor, interest-only and other LVR bands below.

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Rate over time

Comparison rate · Variable · P&I · Investor · ≤70% LVR

Discount Variable - Investment · Variable · P&I · Investor
RBA cash rate

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate

Variable · P&I · Investor · ≤70% LVR: 6.15% comparison · 6.14% advertised
Variable · P&I · Investor · ≤95% LVR: 8.74% comparison · 8.74% advertised
Variable · P&I · Investor · 70–80% LVR: 6.25% comparison · 6.24% advertised
Variable · P&I · Investor · 80–90% LVR: 6.64% comparison · 6.64% advertised
Variable · Interest Only · Investor · ≤95% LVR: 8.74% comparison · 8.74% advertised
Variable · Interest Only · Investor · ≤70% LVR: 6.44% comparison · 6.44% advertised
Variable · Interest Only · Investor · 70–80% LVR: 6.54% comparison · 6.54% advertised
Variable · Interest Only · Investor · 80–90% LVR: 6.94% comparison · 6.94% advertised

Fees

Headline variant

Application fee: None
Ongoing fee: None
Discharge fee: $345
Redraw fee: None

Features

Headline variant

Offset account: No
Redraw: Yes
Extra repayments: Yes
Portable: No
Repayment holiday: No

Eligibility

Minimum loan: $20,000

About this product

Enjoy a low rate home loan with no monthly administration fee, the ability to make additional repayments and free online redraw.

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