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People First Bank · Home loan · Variable
LiveHome Build Access (HBA) Low Deposit
As of 18 September 2026, the People First Bank Home Build Access (HBA) Low Deposit's variable owner-occupier P&I variant has a comparison rate of 8.82% (8.76% advertised), ranking 100th of 107 variable owner-occupier P&I loans and sitting 2.06 points above the market average of 6.76%.
8.82%comparison rate p.a.
8.76% advertised · Variable · P&I · Owner-occupier · ≤18% LVR
Rate over time
Comparison rate · Variable · P&I · Owner-occupier · ≤18% LVR- Home Build Access (HBA) Low Deposit · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Owner-occupier · ≤18% LVR
- 8.82% comparison · 8.76% advertised
Fees
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- None
Features
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Maximum loan
- $96,250
About this product
CEOH (NT ONLY) lends 17.5% of the purchase price on new home or construction of home.