Staff Home Loan

As of 18 September 2026, the People First Bank Staff Home Loan's variable owner-occupier P&I variant has a advertised rate of 7.93%, ranking 93rd of 107 variable owner-occupier P&I loans and sitting 1.17 points above the market average of 6.76%.

7.93%advertised rate p.a.

Variable · P&I · Owner-occupier · ≤95% LVR

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Rate over time

Advertised rate · Variable · P&I · Owner-occupier · ≤95% LVR

Staff Home Loan · Variable · P&I · Owner-occupier
RBA cash rate
Market average

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate

Variable · P&I · Owner-occupier · ≤95% LVR: 7.93% advertised

Fees

Application fee: $600
Ongoing fee: $8 a month
Discharge fee: $350
Redraw fee: None

Features

Offset account: Yes
Redraw: Yes
Extra repayments: Yes
Portable: No
Repayment holiday: No

Eligibility

Minimum loan: $20,000

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