Home Build Access (HBA) SIL

As of 18 September 2026, the People First Bank Home Build Access (HBA) SIL's variable owner-occupier P&I variant has a advertised rate of 8.80%, ranking 99th of 107 variable owner-occupier P&I loans and sitting 2.04 points above the market average of 6.76%.

8.80%advertised rate p.a.

Variable · P&I · Owner-occupier · ≤98% LVR

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Rate over time

Advertised rate · Variable · P&I · Owner-occupier · ≤98% LVR

Home Build Access (HBA) SIL · Variable · P&I · Owner-occupier
RBA cash rate
Market average

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate

Variable · P&I · Owner-occupier · ≤98% LVR: 8.80% advertised

Fees

Application fee: None
Ongoing fee: None
Discharge fee: None

Features

Offset account: No
Redraw: No
Extra repayments: Yes
Portable: No
Repayment holiday: No

Eligibility

Maximum loan: $539,000

About this product

CEOH (NT ONLY) lends 98% of the purchase price on new home or construction of home.

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