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People First Bank · Home loan · Variable

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Home Build Access (HBA) Deposit Assist Loan

As of 18 September 2026, the People First Bank Home Build Access (HBA) Deposit Assist Loan's variable owner-occupier P&I variant has a comparison rate of 8.82% (8.76% advertised), ranking 100th of 107 variable owner-occupier P&I loans and sitting 2.06 points above the market average of 6.76%.

8.82%comparison rate p.a.

8.76% advertised · Variable · P&I · Owner-occupier · ≤10% LVR

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Rate over time

Comparison rate · Variable · P&I · Owner-occupier · ≤10% LVR
  • Home Build Access (HBA) Deposit Assist Loan · Variable · P&I · Owner-occupier
  • RBA cash rate
  • Market average
4.006.008.00Today8.82% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate
Variable · P&I · Owner-occupier · ≤10% LVR
8.82% comparison · 8.76% advertised

Fees

Application fee
None
Ongoing fee
None
Discharge fee
None

Features

Offset account
No
Redraw
No
Extra repayments
Yes
Portable
No
Repayment holiday
No

Eligibility

Maximum loan
$55,000

About this product

CEOH (NT ONLY) lends up to 10% of the purchase price as a deposit for the purchase of a new home or land off the plan.

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