Standard Fixed Rate Home Loans - Investment

As of 18 September 2026, the People First Bank Standard Fixed Rate Home Loans - Investment 's 5-year fixed investor P&I variant has a comparison rate of 8.12% (6.59% advertised), ranking 35th of 42 5-year fixed investor P&I loans. The product comes in 8 variants; the others are investor, interest-only and other fixed terms.

8.12%comparison rate p.a.

6.59% advertised · 5yr Fixed · P&I · Investor · ≤90% LVR

7 other variants: investor, interest-only and other fixed terms below.

Go to People First Bank

Rate over time

Comparison rate · 5yr Fixed · P&I · Investor · ≤90% LVR

Standard Fixed Rate Home Loans - Investment · 5yr Fixed · P&I · Investor
RBA cash rate

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate

1yr Fixed · P&I · Investor · ≤90% LVR: 9.05% comparison · 6.49% advertised
1yr Fixed · Interest Only · Investor · ≤90% LVR: 9.08% comparison · 6.69% advertised
2yr Fixed · P&I · Investor · ≤90% LVR: 8.75% comparison · 6.44% advertised
2yr Fixed · Interest Only · Investor · ≤90% LVR: 8.81% comparison · 6.64% advertised
3yr Fixed · P&I · Investor · ≤90% LVR: 8.51% comparison · 6.49% advertised
3yr Fixed · Interest Only · Investor · ≤90% LVR: 8.59% comparison · 6.69% advertised
5yr Fixed · P&I · Investor · ≤90% LVR: 8.12% comparison · 6.59% advertised
5yr Fixed · Interest Only · Investor · ≤90% LVR: 8.24% comparison · 6.79% advertised

Fees

Headline variant

Application fee: None
Ongoing fee: $8 a month
Discharge fee: $345
Redraw fee: None

Features

Headline variant

Offset account: No
Redraw: Yes
Extra repayments: Yes
Portable: No
Repayment holiday: No

Eligibility

Minimum loan: $20,000

About this product

Our fixed rate home loans allow you to lock an interest rate in for 1, 2, 3 or 5 years so you know exactly what your repayments will be.

Compare all home loans