The Mac home loans
7 home loans with 12 options: variable or fixed from 1 to 3 years, for owner-occupiers or investors, paying principal and interest or interest only, with rates by deposit size. Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate.
- FIRST HOME BUYERS OWNER OCCUPIED P&IRedraw · no ongoing fee6.24%
- LOW LVR OOC P&IRedraw · no ongoing fee–
- LOW LVR HOME LOANRedraw · no ongoing fee–
- 2 YEAR DISCOUNTED BASIC VARIABLE LOAN OWNER OCCUPIED P&IRedraw · no ongoing fee7.82%
- BASIC VARIABLE LOANRedraw · no ongoing fee7.94%
- MORTGAGE OFFSETOffset account · redraw · no ongoing fee8.24%
- MORTGAGE FIXEDRedraw · no ongoing fee–
The lowest rate for each choice: the comparison rate where the lender publishes one, else the advertised rate. Every variant is on the loan's own page.
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
No history has been recorded for The Mac's home loans yet.
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare home loans · Home loan report
Notes on The Mac home loans
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As of 11 November 2026, The Mac has seven home loan products in 23 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.24% (FIRST HOME BUYERS OWNER OCCUPIED P&I), ranking 13th of 149 variable owner-occupier P&I loans and sitting 0.50 points below the market average of 6.74%. From the provider's Consumer Data Right feed, refreshed nightly.