BankMate

First Option Bank personal loans

3 personal loans. Comparison rate · ranked within unsecured or secured loans.

Unsecured · 1

  • Personal Loan

    Unsecured · variable · any purpose · $175 application

    14.25%67th of 77

    comparison · from 13.99% advertised

    Advertised rate
    from 13.99% p.a.
    Comparison rate
    14.25% p.a.
    Rate type
    Variable
    Application fee
    $175
    Monthly fee
    None
    Annual fee
    None
    Early repayment fee
    None
    Loan amount
    From $2,000
    Loan term
    Up to 7 years
    Go to siteEverything about Personal Loan

Secured · 2

  • New Car Loan

    Secured · variable · car loan · $175 application

    11.25%88th of 96

    comparison · from 10.99% advertised

    Advertised rate
    from 10.99% p.a.
    Comparison rate
    11.25% p.a.
    Rate type
    Variable
    Application fee
    $175
    Monthly fee
    None
    Annual fee
    None
    Early repayment fee
    None
    Loan amount
    From $15,000
    Loan term
    Up to 7 years
    Go to siteEverything about New Car Loan
  • Used Car Loan

    Secured · variable · car loan · $175 application

    11.25%88th of 96

    comparison · from 10.99% advertised

    Advertised rate
    from 10.99% p.a.
    Comparison rate
    11.25% p.a.
    Rate type
    Variable
    Application fee
    $175
    Monthly fee
    None
    Annual fee
    None
    Early repayment fee
    None
    Loan amount
    From $15,000
    Loan term
    Up to 7 years
    Go to siteEverything about Used Car Loan

Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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No changes recorded for First Option Bank's personal loans since tracking began on 12 September 2026.

Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare personal loans · Personal loan report

Notes on First Option Bank personal loans

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As of 11 November 2026, First Option Bank has three personal loans tracked by BankMate, one unsecured and two secured. Its lowest comparison rate is 14.25% on the Personal Loan (unsecured · variable · any purpose), ranking 67th of 77 unsecured loans and sitting 3.56 points above the unsecured market average of 10.69%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.