Lender profile · Personal loans
LiveFirst Option Bank personal loans
First Option Bank also offers savings accounts and term deposits · Provider overview →
As of 18 September 2026, First Option Bank has six personal loans tracked by BankMate. Its lowest comparison rate is 6.23% on the BEGREEN LOAN (unsecured · variable · any purpose), ranking 7th of 212 unsecured loans and sitting 10.90 points below the unsecured market average of 17.13%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
- Lowest comparison rate
- 6.23%
- BEGREEN LOAN
- Market rank
- #7
- of 212 unsecured loans
- Loans
- 6
- 6 unsecured · 0 secured
- Last change
- —
- None recorded yet
Rates over time
Comparison rate · lenders publish the lowest rate in their range- RBA cash rate
- Unsecured average
What changed
No changes recorded for First Option Bank's personal loans since tracking began on 12 September 2026.
Personal loans
Comparison rate · ranked within unsecured or secured loansUnsecured · variable · any purpose · $175 application
6.23%#7 of 212comparison · from 6.74% advertised
- Advertised rate
- from 6.74% p.a.
- Comparison rate
- 6.23% p.a.
- Rate type
- Variable
- Application fee
- $175
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $2,000
- Extra repayments
- Yes
Unsecured · variable · any purpose · $175 application
8.24%#76 of 212comparison · from 7.99% advertised
- Advertised rate
- from 7.99% p.a.
- Comparison rate
- 8.24% p.a.
- Rate type
- Variable
- Application fee
- $175
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Extra repayments
- Yes
- Early payout
- Yes
Unsecured · variable · any purpose · $175 application
8.24%#76 of 212comparison · from 8.74% advertised
- Advertised rate
- from 8.74% p.a.
- Comparison rate
- 8.24% p.a.
- Rate type
- Variable
- Application fee
- $175
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $2,000
- Extra repayments
- Yes
Unsecured · variable · car loan · $175 application
11.24%#156 of 212comparison · from 10.99% advertised
- Advertised rate
- from 10.99% p.a.
- Comparison rate
- 11.24% p.a.
- Rate type
- Variable
- Application fee
- $175
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $15,000
- Extra repayments
- Yes
Unsecured · variable · car loan · $175 application
11.24%#156 of 212comparison · from 10.99% advertised
- Advertised rate
- from 10.99% p.a.
- Comparison rate
- 11.24% p.a.
- Rate type
- Variable
- Application fee
- $175
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $15,000
- Extra repayments
- Yes
Unsecured · variable · any purpose · $175 application
14.25%#192 of 212comparison · from 13.99% advertised
- Advertised rate
- from 13.99% p.a.
- Comparison rate
- 14.25% p.a.
- Rate type
- Variable
- Application fee
- $175
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $2,000
- Extra repayments
- Yes
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
Notes on First Option Bank personal loans
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