Personal loan · Secured · Fixed
Secured Fixed Car Loan (Private Sale)
8.76%comparison rate p.a.
from 7.49% advertised · Secured · fixed · car loan
72nd of 98 secured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $500 application · $8/mo.
- Advertised rate
- from 7.49% p.a.
- Application fee
- $500
- Loan amount
- $10,000 – $150,000
- Minimum age
- 18
- Comparison rate
- 8.76% p.a.
- Monthly fee
- $8
- Advertised rate
- from 7.49% p.a.
- Comparison rate
- 8.76% p.a.
- Rate type
- Fixed
- Application fee
- $500
- Monthly fee
- $8
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $10,000 – $150,000
- Loan term
- 3 years to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
- Minimum age
- 18
- Residency
- Australian residents only
- Secured Fixed Car Loan (Private Sale)
- RBA cash rate
- Secured Fixed Car Loan (Private Sale)8.46 → 8.768 days after the RBA rise to 4.60%+0.30
Tracked since 26 September 2026. Our own corrections of a misread figure aren't shown.
loans.com.au's Fixed Secured Car Loan offers a simple, competitive fixed rate with set repayments to help you finance your next vehicle from a private seller with confidence. Choose a fixed term from 3 to 7 years, with finance available for new or used cars up to 12 years old.
Also from loans.com.au: Secured Variable Car Loan (Dealer) 7.07% · Secured Variable Car Loan (Private Sale) 7.22% · Secured Fixed Car Loan (Dealer) 8.62%
As of 15 October 2026, the loans.com.au Secured Fixed Car Loan (Private Sale) has a comparison rate of 8.76% (from 7.49% advertised), ranking 72nd of 98 secured loans tracked by BankMate. It is a secured fixed-rate loan for car loan with fees of $500 application · $8 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rate last moved on 8 October 2026, 8 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.