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loans.com.au home loans

4 home loans with 24 options: variable or fixed from 1 to 5 years, for owner-occupiers or investors, paying principal and interest or interest only, with rates by deposit size. Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate.

The lowest rate for each choice: the comparison rate where the lender publishes one, else the advertised rate. Every variant is on the loan's own page.

Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Compare all 311 home loans

  1. Variable Bold Bundle Home Loan 2 variants up 0.258 days after the RBA rise to 4.60%
    All Variable · Investor · ≤80% LVR
    P&I6.286.53+0.25
    Interest Only6.426.67+0.25
    +0.25
  2. Fixed Bold Home Loan20 variants up 0.08 to 0.258 days after the RBA rise to 4.60%
    3yr Fixed · P&I · Owner-occupier · ≤90% LVR6.326.56+0.24
    2yr Fixed · P&I · Owner-occupier · ≤90% LVR6.256.49+0.24
    1yr Fixed · P&I · Owner-occupier · ≤90% LVR6.166.41+0.25
    1yr Fixed · P&I · Investor · ≤90% LVR6.466.70+0.24
    2yr Fixed · P&I · Investor · ≤90% LVR6.536.77+0.24
    3yr Fixed · P&I · Investor · ≤90% LVR6.596.83+0.24
    4yr Fixed · P&I · Owner-occupier · ≤90% LVR6.506.74+0.24
    5yr Fixed · P&I · Owner-occupier · ≤90% LVR6.776.85+0.08
    1yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.206.45+0.25
    3yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.436.67+0.24
    2yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.326.56+0.24
    4yr Fixed · P&I · Investor · ≤90% LVR6.777.00+0.23
    5yr Fixed · P&I · Investor · ≤90% LVR6.887.11+0.23
    1yr Fixed · Interest Only · Investor · ≤80% LVR6.506.74+0.24
    2yr Fixed · Interest Only · Investor · ≤80% LVR6.606.85+0.25
    3yr Fixed · Interest Only · Investor · ≤80% LVR6.706.94+0.24
    5yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.777.01+0.24
    4yr Fixed · Interest Only · Owner-occupier · ≤80% LVR6.646.88+0.24
    4yr Fixed · Interest Only · Investor · ≤80% LVR6.917.14+0.23
    5yr Fixed · Interest Only · Investor · ≤80% LVR7.047.27+0.23
    +0.08 to +0.25
  3. Variable Bold Home Loan4 variants up 0.258 days after the RBA rise to 4.60%
    +0.25
  4. Bare Home Loan2 variants up 0.258 days after the RBA rise to 4.60%
    All Variable · P&I · ≤90% LVR
    Owner-occupier5.986.23+0.25
    Investor6.286.53+0.25
    +0.25

Tracked since 25 September 2026. Our own corrections of a misread figure aren't shown.

Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare home loans · Home loan report

Notes on loans.com.au home loans

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As of 15 October 2026, loans.com.au has four home loan products in 28 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.23% (Bare Home Loan), ranking 11th of 91 variable owner-occupier P&I loans and sitting 0.31 points below the market average of 6.54%. Its rates last moved on 8 October 2026, 8 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.