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Home loan · Variable

Variable Bold Home Loan

Loan for
Repayments
Deposit

6.33%comparison rate p.a. · 6.29% advertised

Variable · P&I · Owner-occupier · ≤90% LVR

24th of 91 variable owner-occupier P&I loans

Go to loans.com.au

Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Application fee
None
Ongoing fee
None
Discharge fee
$300
Compare all 311 home loans

Variable · P&I · Owner-occupier · ≤90% LVR
6.33% comparison · 6.29% advertised
Variable · Interest Only · Owner-occupier · ≤80% LVR
6.54% comparison · 6.79% advertised
Variable · P&I · Investor · ≤90% LVR
6.63% comparison · 6.59% advertised
Variable · Interest Only · Investor · ≤90% LVR
6.80% comparison · 6.99% advertised

Application fee
None
Ongoing fee
None
Discharge fee
$300
Redraw fee
None

Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

Minimum loan
$50,000
Maximum loan
$3,000,000

  • Variable Bold Home Loan · Variable · P&I · Owner-occupier
  • RBA cash rate
  • Market average
5.006.00AugSepToday6.33% p.a. today
  1. Variable Bold Home Loan4 variants up 0.258 days after the RBA rise to 4.60%
    All Variable
    P&I · Owner-occupier · ≤90% LVR6.086.33+0.25
    Interest Only · Owner-occupier · ≤80% LVR6.296.54+0.25
    P&I · Investor · ≤90% LVR6.386.63+0.25
    Interest Only · Investor · ≤90% LVR6.556.80+0.25
    +0.25

Tracked since 25 September 2026. Our own corrections of a misread figure aren't shown.

loans.com.au's Variable Bold Home Loan is a fully featured mortgage with a variable rate, offering flexibility to suit your needs. Borrow up to $3,000,000 (up to 90% LVR), choose principal and interest or interest‑only repayments, and reduce interest with an optional offset sub-account.

Also from loans.com.au: Bare Home Loan 6.23% · Fixed Bold Home Loan 6.41% · Variable Bold Bundle Home Loan 6.53%

As of 15 October 2026, the loans.com.au Variable Bold Home Loan's variable owner-occupier P&I variant has a comparison rate of 6.33% (6.29% advertised), ranking 24th of 91 variable owner-occupier P&I loans and sitting 0.21 points below the market average of 6.54%. The product comes in 4 variants; the others are investor and interest-only. Its rate last moved on 8 October 2026, 8 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.