Home loan · 1yr Fixed
Fixed Bold Home Loan
6.41%comparison rate p.a. · 7.09% advertised
1yr Fixed · P&I · Owner-occupier · ≤90% LVR
14th of 49 1-year fixed owner-occupier P&I loans
The same choices at every rate type
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $300
- 1yr Fixed · P&I · Owner-occupier · ≤90% LVR
- 6.41% comparison · 7.09% advertised
- 1yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 6.45% comparison · 7.49% advertised
- 1yr Fixed · P&I · Investor · ≤90% LVR
- 6.70% comparison · 7.29% advertised
- 1yr Fixed · Interest Only · Investor · ≤80% LVR
- 6.74% comparison · 7.69% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤90% LVR
- 6.49% comparison · 7.09% advertised
- 2yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 6.56% comparison · 7.49% advertised
- 2yr Fixed · P&I · Investor · ≤90% LVR
- 6.77% comparison · 7.29% advertised
- 2yr Fixed · Interest Only · Investor · ≤80% LVR
- 6.85% comparison · 7.69% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤90% LVR
- 6.56% comparison · 7.09% advertised
- 3yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 6.67% comparison · 7.49% advertised
- 3yr Fixed · P&I · Investor · ≤90% LVR
- 6.83% comparison · 7.29% advertised
- 3yr Fixed · Interest Only · Investor · ≤80% LVR
- 6.94% comparison · 7.69% advertised
- 4yr Fixed · P&I · Owner-occupier · ≤90% LVR
- 6.74% comparison · 7.39% advertised
- 4yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 6.88% comparison · 7.79% advertised
- 4yr Fixed · P&I · Investor · ≤90% LVR
- 7.00% comparison · 7.59% advertised
- 4yr Fixed · Interest Only · Investor · ≤80% LVR
- 7.14% comparison · 7.99% advertised
- 5yr Fixed · P&I · Owner-occupier · ≤90% LVR
- 6.85% comparison · 7.39% advertised
- 5yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 7.01% comparison · 7.79% advertised
- 5yr Fixed · P&I · Investor · ≤90% LVR
- 7.11% comparison · 7.59% advertised
- 5yr Fixed · Interest Only · Investor · ≤80% LVR
- 7.27% comparison · 7.99% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $300
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $50,000
- Maximum loan
- $3,000,000
- Fixed Bold Home Loan · 1yr Fixed · P&I · Owner-occupier
- RBA cash rate
- Fixed Bold Home Loan20 variants up 0.08 to 0.258 days after the RBA rise to 4.60%+0.08 to +0.25
1yr Fixed · P&I · Owner-occupier · ≤90% LVR 6.16 6.41 +0.25 1yr Fixed · Interest Only · Owner-occupier · ≤80% LVR 6.20 6.45 +0.25 1yr Fixed · P&I · Investor · ≤90% LVR 6.46 6.70 +0.24 1yr Fixed · Interest Only · Investor · ≤80% LVR 6.50 6.74 +0.24 2yr Fixed · P&I · Owner-occupier · ≤90% LVR 6.25 6.49 +0.24 2yr Fixed · Interest Only · Owner-occupier · ≤80% LVR 6.32 6.56 +0.24 2yr Fixed · P&I · Investor · ≤90% LVR 6.53 6.77 +0.24 2yr Fixed · Interest Only · Investor · ≤80% LVR 6.60 6.85 +0.25 3yr Fixed · P&I · Owner-occupier · ≤90% LVR 6.32 6.56 +0.24 3yr Fixed · Interest Only · Owner-occupier · ≤80% LVR 6.43 6.67 +0.24 3yr Fixed · P&I · Investor · ≤90% LVR 6.59 6.83 +0.24 3yr Fixed · Interest Only · Investor · ≤80% LVR 6.70 6.94 +0.24 4yr Fixed · P&I · Owner-occupier · ≤90% LVR 6.50 6.74 +0.24 4yr Fixed · Interest Only · Owner-occupier · ≤80% LVR 6.64 6.88 +0.24 4yr Fixed · P&I · Investor · ≤90% LVR 6.77 7.00 +0.23 4yr Fixed · Interest Only · Investor · ≤80% LVR 6.91 7.14 +0.23 5yr Fixed · P&I · Owner-occupier · ≤90% LVR 6.77 6.85 +0.08 5yr Fixed · Interest Only · Owner-occupier · ≤80% LVR 6.77 7.01 +0.24 5yr Fixed · P&I · Investor · ≤90% LVR 6.88 7.11 +0.23 5yr Fixed · Interest Only · Investor · ≤80% LVR 7.04 7.27 +0.23
Tracked since 25 September 2026. Our own corrections of a misread figure aren't shown.
loans.com.au's Fixed Bold Home Loan provides certainty with fixed rate options ranging from 1 to 5 years. Borrow up to $3,000,000 (up to 90% LVR) and make additional repayments of up to $10,000 per year, with principal and interest or interest only repayments and no ongoing fees.
Also from loans.com.au: Bare Home Loan 6.23% · Variable Bold Home Loan 6.33% · Variable Bold Bundle Home Loan 6.53%
As of 15 October 2026, the loans.com.au Fixed Bold Home Loan's 1-year fixed owner-occupier P&I variant has a comparison rate of 6.41% (7.09% advertised), ranking 14th of 49 1-year fixed owner-occupier P&I loans. The product comes in 20 variants; the others are investor, interest-only and other fixed terms. Its rate last moved on 8 October 2026, 8 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.