loans.com.au personal loans
4 personal loans. Comparison rate · ranked within unsecured or secured loans.
Secured · variable · car loan · $400 application · $8/mo
7.07%23rd of 98comparison · from 5.94% advertised
- Advertised rate
- from 5.94% p.a.
- Comparison rate
- 7.07% p.a.
- Rate type
- Variable
- Application fee
- $400
- Monthly fee
- $8
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $10,000 – $150,000
- Loan term
- 3 years to 7 years
Secured · variable · car loan · $500 application · $8/mo
7.22%29th of 98comparison · from 5.94% advertised
- Advertised rate
- from 5.94% p.a.
- Comparison rate
- 7.22% p.a.
- Rate type
- Variable
- Application fee
- $500
- Monthly fee
- $8
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $10,000 – $150,000
- Loan term
- 3 years to 7 years
Secured · fixed · car loan · $400 application · $8/mo
8.62%69th of 98comparison · from 7.49% advertised
- Advertised rate
- from 7.49% p.a.
- Comparison rate
- 8.62% p.a.
- Rate type
- Fixed
- Application fee
- $400
- Monthly fee
- $8
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $10,000 – $150,000
- Loan term
- 3 years to 7 years
Secured · fixed · car loan · $500 application · $8/mo
8.76%72nd of 98comparison · from 7.49% advertised
- Advertised rate
- from 7.49% p.a.
- Comparison rate
- 8.76% p.a.
- Rate type
- Fixed
- Application fee
- $500
- Monthly fee
- $8
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $10,000 – $150,000
- Loan term
- 3 years to 7 years
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Secured Fixed Car Loan (Dealer)8.32 → 8.628 days after the RBA rise to 4.60%+0.30
- Secured Fixed Car Loan (Private Sale)8.46 → 8.768 days after the RBA rise to 4.60%+0.30
Tracked since 26 September 2026. Our own corrections of a misread figure aren't shown.
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare personal loans · Personal loan report
Notes on loans.com.au personal loans
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As of 15 October 2026, loans.com.au has four personal loans tracked by BankMate. Its lowest comparison rate is 7.07% on the Secured Variable Car Loan (Dealer) (secured · variable · car loan), ranking 23rd of 98 secured loans. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rates last moved on 8 October 2026, 8 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.