No rewards · Credit card
BOQ Low Rate Visa Credit Card
$65annual fee
13.99% p.a. purchases · up to 55 interest-free days
28th of 111 cards
- Annual fee
- $65
- Rewards program
- None
- Purchase rate
- 13.99% p.a.
- Complimentary travel insurance
- No
- Minimum income
- $25,000 a year
- Additional cardholder
- Free
- Annual fee
- $65
- Additional cardholder
- Free
- Foreign transaction fee
- 3.3%
- Late payment fee
- $30
- Rewards program
- None
- Purchase rate
- 13.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Interest-free days
- Up to 55
- Balance transfer
- 0.00% for 24 months, then 21.99%
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Visa
- Minimum income
- $25,000 a year
- Minimum credit limit
- $2,000
- Maximum credit limit
- $30,000
- BOQ Low Rate Visa Credit Card
No changes recorded for this product since tracking began on 10 September 2026.
If paying down your balance each month is keeping you up, our Low Rate Visa Credit Card can help you keep costs down.
Also from BOQ: BOQ Platinum Visa Credit Card $175 net · BOQ Blue Visa Credit Card $36 net
A $65 annual fee and a 13.99% p.a. purchase rate as of 9 November 2026. The fee ranks 28th lowest of 111 cards tracked by BankMate. There is no sign-up bonus on offer. From the provider's Consumer Data Right feed, refreshed nightly.