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BOQ Platinum Visa Credit Card

Q Rewards · Credit card

BOQ Platinum Visa Credit Card

100,000points

≈ $250 in value · $175 after the $75 first-year fee

31st of 66 bonus cards

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Earn 100,000 Q Rewards® Bonus Points when you spend $4,500 on eligible purchases within 90 days from approval

Annual fee
$149
Rewards program
Q Rewards
Purchase rate
21.99% p.a.
Complimentary travel insurance
No
Minimum income
$35,000 a year
First-year fee
$75
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Annual fee
$149
First-year fee
$75
Additional cardholder
Free
Foreign transaction fee
3.3%
Late payment fee
$30

Rewards program
Q Rewards
Base earn rate
1 Q Rewards pts per $
Dining spend
2 pts per $
Grocery spend
3 pts per $

Purchase rate
21.99% p.a.
Cash advance rate
21.99% p.a.
Interest-free days
Up to 44
Balance transfer
0.00% for 12 months, then 21.99%

Complimentary travel insurance
No
Purchase protection
Yes
Concierge
No
Network
Visa

Minimum income
$35,000 a year
Minimum credit limit
$6,000
Maximum credit limit
$100,000

  • BOQ Platinum Visa Credit Card
100kSepOctToday100kpoints today

October 20262 changes

  1. 26Mon
    • Earn rates restated
      —
  2. 2Fri
    • Base earn rate 2 → 1 per $
      —

Everything you need, with all of the platinum credit card benefits – earn Q Reward® points for every dollar spent on eligible transactions, purchase protection insurance, international and domestic travel insurance, and more.

Also from BOQ: BOQ Blue Visa Credit Card $36 net · BOQ Low Rate Visa Credit Card $65 fee

100,000 pts Q Rewards, worth about $250 as of 8 November 2026. After the $75 first-year fee it nets $175, 31st of 66 bonus cards tracked by BankMate. No end date is published for the offer. From the provider's Consumer Data Right feed, refreshed nightly.