100,000 pts Q Rewards, worth about $500 as of 24 September 2026. After the $75 first-year fee it nets $425, 28th of 68 bonus cards tracked by BankMate. No end date is published for the offer.
100,000points
≈ $500 in value · $425 after the $75 first-year fee
Earn 100,000 Q Rewards® Bonus Points when you spend $4,500 on eligible purchases within 90 days from approval
Bonus over time
Sign-up bonus pointsNo history has been recorded for this card yet.
Changes
No history has been recorded for this product yet.
Fees
- Annual fee
- $149
- First-year fee
- $75
- Additional cardholder
- Free
- Foreign transaction fee
- 1.5%
- Late payment fee
- $30
Earning
- Rewards program
- Q Rewards
- Base earn rate
- 2 Q Rewards pts per $
Interest
- Purchase rate
- 20.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Interest-free days
- Up to 44
- Balance transfer
- 0.00% for 12 months, then 0.00%
Perks
- Complimentary travel insurance
- No
- Purchase protection
- Yes
- Concierge
- No
- Network
- Visa
Eligibility
- Minimum income
- $35,000 a year
- Minimum credit limit
- $6,000
- Maximum credit limit
- $100,000
About this product
Everything you need, with all of the platinum credit card benefits – including 2 Q Rewards® points for every dollar spent on eligible transactions, purchase protection insurance, international and domestic travel insurance, and more.